Bucks County property record for 765 Stephen Rd, Warminster, PA 18974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,954 sqft · built 1971 |
| Lot Size | 0.473 acres (20,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2018) |
| Tax Bill | $6,450 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-031-114 |
| Primary APN | 49-031-114 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 20,580 sqft (0.473 acres) |
| Lot Dimensions | 294 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 765 STEPHEN RD |
|---|---|
| City | WARMINSTER |
| State | PA |
| Zip | 18974-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | NORTH RIDGE LOT #18 70X294 |
| Legal Subdivision | NORTH RIDGE |
| Legal Block | 31 |
| Legal Lot Number | 18 |
| Jurisdiction | BUCKS PA |
| Township / Civil Division | WARMINSTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 106201 |
Source: Bucks County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 765 STEPHEN RD, WARMINSTER, PA 18974-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Aug 9, 2018 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2018 · Amount on Record |
| Deed Sale | Aug 9, 2018 · Amount on Record |
| Prior Sale | Aug 27, 2001 · Amount on Record |
| Deed Document Number | 201843687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 765 STEPHEN RD, WARMINSTER, PA 18974-3042 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009168 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026009168 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 765 STEPHEN RD, WARMINSTER, PA 18974-3042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063605 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020063605 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCKS PA |
| Recording Date | Aug 9, 2018 |
| Property Address | 765 STEPHEN RD, WARMINSTER, PA 18974-3042 |
| Document Number | 0000043687 |
| Map Reference | MB76 PG2 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018043687 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | CU ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 765 STEPHEN RD, WARMINSTER, PA 18974-3042 |
| Document Number | 0000043688 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 2018043688 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Bucks County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bucks County |
| County Subdivision | Warminster Township |
| Unified School District | Centennial School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,600 (-) Land $6,480 Building $23,120 | ||
| 2025 | $6,450.00 (+3.25%) | ||
| 2024 | $6,247.00 | $29,600 Land $6,480 Building $23,120 | |
| 1972 | $405,478 Land $88,767 Building $316,711 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people · EPA ID PA1090069 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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