765 Spencer Hamilton Rd, Loretto, KY 40037 Property Records

Marion County property record for 765 Spencer Hamilton Rd, Loretto, KY 40037

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,456 sqft
Lot Size	0.887 acres (38,658 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Mar 2018)
Tax Bill	$792 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`021-032-03`

Property Details

APN / Parcel Number

Primary APN	`021-032-03`
Alternative APN	`82731`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,658 sqft (0.887 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	82731
Street Address	765 SPENCER HAMILTON RD
City	LORETTO
State	KY
Zip	40037-6008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	765 SPENCER HAMILTON RD/APARTMENTS
Legal Subdivision	WILLIAM B BICKETT SUB
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	2
Census Block	2005
Census Tract	970400

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	470 BRAHM RD, LORETTO, KY 40037-6011
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Mar 14, 2005 · Amount on Record
Deed Book / Page	322 / 788
Prior Transfer Date	Mar 12, 2005
Prior Transfer Doc	0249000337
Record Updated	Sep 20, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Mar 2, 2018
Property Address	765 SPENCER HAMILTON RD, LORETTO, KY 40037-6008
Document Number	000322/788
Book / Page	322 / 788
Map Reference	CAB 1 SL 11
Instrument Date	Feb 14, 2018
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 LYTLE CECIL RD, LEBANON, KY 40033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BRAHM RD, LORETTO, KY 40037-6011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Municipality	Loretto City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (+10.46%)	$90,000 (+12.5%) Land $90,000	$90,000 (+12.5%) Land $90,000
2023	$717.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20