765 Scott Dr, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 765 Scott Dr, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	4,007 sqft · built 2007
Lot Size	0.451 acres (19,663 sqft)
Owner	Individual Name on File
Last Sale	$1,260,000 (Aug 2021)
Tax Bill	$28,721 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02004-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`53-02004-0000-00001`
Alternative APNs	`530200400001` `144110`

Interior

Stories	2 Stories
Building Area	4,007 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	19,663 sqft (0.451 acres)
Lot Dimensions	113 ft deep x 174 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	144110
Street Address	765 SCOTT DR
City	RIVER VALE
State	NJ
Zip	07675-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	174X113
Legal Subdivision	STARLIGHT MANOR SEC #1
Legal Block	2004
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	2
Census Block	2018
Census Tract	49002

Owner

765 Scott Dr is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and River Vale Township records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	765 SCOTT DR, RIVER VALE, NJ 07675-6623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Sep 4, 2007 · Amount on File
Deed Document Number	2021135214
Deed Book / Page	4343 / 1953
Record Updated	Sep 20, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 24, 2021
Property Address	765 SCOTT DR, RIVER VALE, NJ 07675-6623
Document Number	0043431953
Book / Page	4343 / 1953
Instrument Date	Jul 7, 2021
Instrument	2021135214
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,321.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RISING RIDGE RD, 25, UPPER SADDLE RIVER, NJ 07458-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 SCOTT DR, RIVER VALE, NJ 07675-6623

Mortgage

Document Number	2021135215
Date	Aug 24, 2021
Instrument	2021135215

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	765 SCOTT DR, RIVER VALE, NJ 07675-6623
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034821959
Date	Jan 30, 2020
Book Page	3482/1959
Instrument	20-010388

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 765 Scott Dr was $28,721, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,025,400 (-) Land $353,700 Building $671,700	$1,025,400 (-) Land $353,700 Building $671,700
2025	$28,721.00 (+2.56%)	$1,025,400 Land $353,700 Building $671,700	$1,025,400 Land $353,700 Building $671,700
2024	$28,003.00
2023		$1,025,000 Land $353,700 Building $671,300	$1,025,000 Land $353,700 Building $671,300
2022	$27,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Scott Dr in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	83 (1980–2021)
Claims Outside the SFHA	15 of 83
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Flooding, Mar 2010 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Scott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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