DuPage County property record for 765 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,684 sqft · built 1987 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $238,000 (Jul 1994) |
| Tax Bill | $13,103 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-409-014 |
| Primary APN | 07-23-409-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,684 sqft Living Area |
| Gross Area | 3,962 sqft |
| 1st Floor Area | 1,458 sqft |
| 2nd Floor Area | 1,326 sqft |
| Basement Area | 1,178 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 278 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 13 ft deep x 8 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 765 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | THE COUNTRYSIDE OF NAPERVILLE UNIT 2 ALL |
| Legal Subdivision | THE COUNTRYSIDE OF NAPERVILLE UNIT 2 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 846521 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 765 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 1994 · Amount on Record |
| Deed Sale | Jul 27, 1994 · Amount on Record |
| Deed Document Number | 1994159985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 765 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000099009 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | R2020-099009 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 765 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065950 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | R2019-065950 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 16, 2018 |
| Property Address | 765 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Document Number | 0000065267 |
| Map Reference | DOCR86-014992 |
| Instrument Date | Jun 12, 2018 |
| Instrument | R2018-065267 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | BAIRD & WARNER TITLE SERVICE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 OCEAN PALM WAY, 840, SAINT AUGUSTINE, FL 32080-8713 |
| Name | Verified Name |
|---|---|
| Address | 765 S RIVER RD, NAPERVILLE, IL 60540-6305 |
| Document Number | 0000065268 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | R2018-065268 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,103.00 (+10.71%) | $230,227 (+28.48%) Land $55,131 Building $175,096 | $690,681 (+28.48%) Land $165,393 Building $525,288 |
| 2022 | $11,835.00 Homeowner's exemption | $179,190 Land $42,560 Building $136,630 | $537,570 Land $127,680 Building $409,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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