765 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 765 S E St, Richmond, IN 47374

Property Summary

Property Type	Convenience Store
Details	2,240 sqft · built 2017
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on Record
Last Sale	$342,764 (Dec 2021)
Tax Bill	$9,363 (2025)
Deeds & Mortgages	Oct 2022 Refinance Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-18156-00`

Property Details

APN / Parcel Number

Primary APN	`029-18156-00`
Alternative APNs	`89-18-05-420-404.000-030` `500542040400029`

Interior

Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Total Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	106 ft deep x 160 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500542040400029
Street Address	765 S E ST
City	RICHMOND
State	IN
Zip	47374-6261
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	ZO01
Legal Description	LOTS 21 THRU 28 SCHWEGMAN
Legal Lot Number	21-28
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2012
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Richmond Historic District (Boundary Increase and Decrease) listed 2003 · 559 contributing resources · NRIS 03001319

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 CEDAR CLIFF RD, RICHMOND, IN 47374-6047
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Dec 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Dec 20, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST MERCHANTS BANK
Dec 23, 2021	Correction Deed
Mar 29, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	202112359
Prior Transfer Date	Nov 20, 2021
Prior Transfer Doc	2021012359
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	765 S E ST, RICHMOND, IN 47374-6261
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022010026
Date	Oct 13, 2022
Instrument	2022010026

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Nov 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	765 S E ST, RICHMOND, IN 47374-6261
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012618
Date	Dec 23, 2021
Instrument	2021012618

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2031

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 20, 2021
Property Address	765 S E ST, RICHMOND, IN 47374-6261
Document Number	2021012359
Instrument Date	Dec 13, 2021
Instrument	2021012359
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CEDAR CLIFF RD, RICHMOND, IN 47374-6047

Mortgage

Document Number	2021012360
Date	Dec 20, 2021
Instrument	2021012360

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2031

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 23, 2021
Property Address	765 S E ST, RICHMOND, IN 47374-6261
Document Number	2021012578
Instrument Date	Dec 13, 2021
Instrument	2021012578
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CEDAR CLIFF RD, RICHMOND, IN 47374-6047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	765 S E ST, RICHMOND, IN 47374-6261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002492
Date	Mar 29, 2017
Instrument	2017002492

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 23, 2017

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,363.00 (+1.23%)	$312,100 (-3.88%) Land $40,800 Building $271,300	$312,100 (-3.88%) Land $40,800 Building $271,300
2024	$9,249.00 (-5.98%)
2023		$324,700 (-0.98%) Land $40,800 Building $283,900	$324,700 (-0.98%) Land $40,800 Building $283,900
2022	$9,837.00	$327,900 Land $40,800 Building $287,100	$327,900 Land $40,800 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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