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765 Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 765 Ridgeway Rd, Commerce, GA 30529 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,462 sqft Heated Area
Lot Size21,780 sqft (0.5 acres)
GarageAttached, 504 sqft
OccupancyOwner Occupied
Tax Bill$2,460.00 (2025)

Property Details

APN / Parcel Number

Primary APN021A 053
Alternative APN
  • 13127

Interior

Full Baths2 Baths
Building Area1,462 sqft Heated Area
1st Floor1,462 sqft 1st Floor
Attic Area160 sqft Attic
Attic1 Attic
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached Garage
Garage Area504 sqft Garage
Patio Area140 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number13127
Street Address765 RIDGEWAY RD
CityCOMMERCE
StateGA
Zip30529-1343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK A SHORT SD PLAT BK 55 PG 284
Legal SubdivisionSHORT SD
Legal BlockA
Legal Lot Number7
JurisdictionJACKSON GA
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1068
Census Tract10300

Owner

Source: Jackson County records · APN 021A 053

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Warranty Deed, Transfer
Jan 25, 2017Deed of Trust, Mortgage
REGIONS BANK
Aug 13, 2021Warranty Deed, Transfer
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Jan 18, 2021Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
MR COOPER
Oct 24, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MR COOPER
Jul 31, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MTG
Jun 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2022
Deed SaleJun 01, 2022
Prior SaleAug 12, 2021 · Amount on Record
Deed Doc Number20222633
Deed Book / Page102P / 401
Last Transfer DateApr 25, 2024
Transfer Doc00110V0003
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateJun 01, 2022
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00102P0401
Book / Page102P / 401
Instrument DateJun 01, 2022
Instrument2022-002633
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00075X0085
DateJan 25, 2017
Book Page75X/85
Lender
NameREGIONS BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 01, 2032

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateAug 13, 2021
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00097Q0648
Book / Page97Q / 648
Instrument DateAug 13, 2021
Instrument2021-004007
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateAug 12, 2021
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00097Q0630
Book / Page97Q / 630
Instrument DateAug 12, 2021
Instrument2021-004005
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343

Mortgage

Document Number00097Q0000000632
DateAug 13, 2021
Book Page000000097Q/0000000632
Lender
NameDAS ACQUISITION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

January 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON GA
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00093Q0425
Instrument DateJan 18, 2021
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD COMMERCE GA 305291343, COMMERCE, GA 30529-1343

Mortgage

Document Number00093Q0425
DateJan 18, 2021
Book Page00093Q/000425
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2051
Interest
Rate2.75%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00086T0213
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD COMMERCE GA 305291343, COMMERCE, GA 30529-1343

Mortgage

Document Number00086T0213
DateNov 05, 2019
Book Page00086T/000213
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateJul 31, 2018
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00081Q0682
Book / Page00081Q / 000682
Instrument DateJul 27, 2018
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD COMMERCE GA 305291343, COMMERCE, GA 30529-1343

Mortgage

Document Number81Q0683
DateJul 31, 2018
Book Page00081Q/000683
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateJun 26, 2018
Property Address765 RIDGEWAY RD, COMMERCE, GA 30529-1343
Document Number00081F0311
Book / Page00081F / 000311
Instrument DateJun 13, 2018
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RIDGEWAY RD COMMERCE GA 305291343, COMMERCE, GA 30529-1343

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,460.00 (-3.26%)$92,120 (-) Land $20,000 Building $72,120$230,300 (-) Land $50,000 Building $180,300
2024$2,543.00 (+16.81%)$92,120 (+25.23%) Land $20,000 Building $72,120$230,300 (+25.23%) Land $50,000 Building $180,300
2023$2,177.00 (+12.68%)$73,560 (+23.42%) Land $10,000 Building $63,560$183,900 (+23.42%) Land $25,000 Building $158,900
2022$1,932.00$59,600 Land $10,000 Building $49,600$149,000 Land $25,000 Building $124,000

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