765 Red Barn Ln, Elgin, IL 60124 Property Records

Kane County property record for 765 Red Barn Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,666 sqft · built 1999
Lot Size	0.23 acres (10,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2017)
Tax Bill	$10,158 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-103-004`

Property Details

APN / Parcel Number

Primary APN	`06-28-103-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,666 sqft Living Area
Gross Area	3,999 sqft
Basement Area	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	10,008 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	765 RED BARN LN
City	ELGIN
State	IL
Zip	60124-6553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBINE SUBDIVISION LOT 95
Legal Subdivision	COLUMBINE SUB
Legal Block	1
Legal Lot Number	95
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1012
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 RED BARN LN, ELGIN, IL 60124-6553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 10, 2017	Warranty Deed, Transfer · Conventional Mortgage PROSPECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	20171726
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	765 RED BARN LN, ELGIN, IL 60124-6553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004297
Date	Jan 19, 2021
Instrument	2021K004297

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2017
Property Address	765 RED BARN LN, ELGIN, IL 60124-6553
Document Number	0000001726
Instrument Date	Dec 21, 2016
Instrument	2017K001726
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 RED BARN LN, 765, ELGIN, IL 60124-6553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 INWOOD DR, WHEELING, IL 60090-6709

Mortgage

Document Number	0000001727
Date	Jan 10, 2017
Instrument	2017K001727

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,158.00 (+9.32%) Homeowner's exemption
2024		$137,381 (+21.39%) Land $28,317 Building $109,064	$412,308 (+21.44%) Land $84,985 Building $327,323
2022	$9,292.00 (+4.36%) Homeowner's exemption	$113,169 (+6.96%) Land $23,326 Building $89,843	$339,507 (+6.96%) Land $69,978 Building $269,529
2021	$8,904.00 Homeowner's exemption	$105,805 Land $21,808 Building $83,997	$317,415 Land $65,424 Building $251,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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