765 Preston Cove Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 765 Preston Cove Dr, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on File
Last Sale$318,990 (Aug 2026)
Tax Bill$2,590 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-4735-0001-2940

Property Details

APN / Parcel Number

Primary APN22-25-31-4735-0001-2940
Alternative APN
  • 253122473500012940

Exterior

Lot Area2,613 sqft (0.06 acres)

Location & Zoning

Street Address765 PRESTON COVE DR
CitySAINT CLOUD
StateFL
Zip34771-8189
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionPRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 294
Legal SubdivisionPRESTON COVE PHASE 1 AND 2
Legal Lot Number294
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

765 Preston Cove Dr, vacant land, is owned and occupied by an individual who bought it in August 2026.

Source: Osceola County records, as of September 2, 2026

Owner of RecordIndividual Name on File
Mailing Address765 PRESTON COVE DR, SAINT CLOUD, FL 34771-8189
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleJun 16, 2025 · Amount on File
Deed Document Number2026110438
Deed Book / Page7024 / 2154
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2026
Property Address765 PRESTON COVE DR, SAINT CLOUD, FL 34771-8189
Document Number0000110438
Book / Page7024 / 2154
Instrument DateAug 21, 2026
Instrument2026110438
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 2, 2026
Title CompanyTITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$225,525.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 PRESTON COVE DR, SAINT CLOUD, FL 34771-8189

Mortgage

Document Number0000110439,
DateAug 25, 2026
Instrument2026110439
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000110440,
DateAug 25, 2026
Book Page7024/2170
Instrument2026110440
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 765 Preston Cove Dr was $2,590.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,590.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 765 Preston Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Preston Cove Dr is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Fiber
1,000 / 1,000

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