765 Potter Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 765 Potter Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,696 sqft · built 1981
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jul 2023)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0060-00-146.03`

Property Details

APN / Parcel Number

Primary APN	`0060-00-146.03`
Alternative APNs	`00600 00 146.03` `5549`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,696 sqft Living Area
Gross Area	2,328 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	243,936 sqft (5.6 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	184 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	5549
Street Address	765 POTTER RD
City	LANCASTER
State	SC
Zip	29720-6049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	RUSSELL M HARNED JR
Legal Lot Number	10
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1023
Census Tract	11002

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 POTTER RD, LANCASTER, SC 29720-6049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Aug 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	20239243
Deed Book / Page	1690 / 181
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 25, 2023
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Document Number	0000009243
Book / Page	1690 / 181
Instrument Date	Jun 21, 2023
Instrument	2023009243
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$878.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	765 POTTER RD, LANCASTER, SC 29720-6049

Mortgage

Document Number	0000009244
Date	Jul 25, 2023
Book Page	4995/230
Instrument	2023009244

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007463
Date	May 13, 2020
Book Page	4000/141
Instrument	2020007463

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013092
Date	Aug 7, 2020
Book Page	4086/320
Instrument	2020013092

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 7, 2020
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Document Number	0000013093
Book / Page	001352 / 000286
Instrument Date	Aug 7, 2020
Instrument	13093
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	765 POTTER RD LANCASTER SC 297206049, LANCASTER, SC 29720-6049

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 22, 2020
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Document Number	0000006289
Book / Page	001325 / 000064
Instrument Date	Apr 22, 2020
Instrument	6289
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 POTTER RD LANCASTER SC 297206049, LANCASTER, SC 29720-6049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 28, 2017
Property Address	765 POTTER RD, LANCASTER, SC 29720-6049
Document Number	0000002836
Book / Page	1036 / 049
Instrument Date	Feb 27, 2017
Instrument	2017002836
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 POTTY RD, LANCASTER, SC 29720

Mortgage

Document Number	0000002837
Date	Feb 28, 2017
Instrument	2017002837

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-12.29%)	$12,258 (+15.23%) Land $3,318 Building $8,940	$303,800 (+66.28%) Land $80,300 Building $223,500
2024	$2,107.00 (-38.14%)
2023	$3,406.00 (+3.06%)	$10,638 (+2.6%) Land $2,280 Building $8,358	$182,700 (+2.53%) Land $38,000 Building $144,700
2022	$3,305.00	$10,368 Land $2,280 Building $8,088	$178,200 Land $38,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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