765 Post Office Rd, Biscoe, NC 27209 Property Records

Montgomery County property record for 765 Post Office Rd, Biscoe, NC 27209

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1985
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Tax Bill	$925 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7578 00 34 1587`

Property Details

APN / Parcel Number

Primary APN	`7578 00 34 1587`
Alternative APNs	`1487600` `8880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,352 sqft Finished Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1487600
Street Address	765 POST OFFICE RD
City	BISCOE
State	NC
Zip	27209-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HURLEY & WILSON LOT 67-70 S/3 HURLEY & WIL. 67-70
Legal Subdivision	HURLEY AND WILSON SUBDIVISION
Legal Lot Number	67-70
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1073
Census Tract	960101

Owner

Source: Montgomery County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 623, BISCOE, NC 27209-0623
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jul 27, 2023	Warranty Deed, Transfer
Jul 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 23, 2021
Transfer Doc	000879/314
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	765 POST OFFICE RD, BISCOE, NC 27209
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000931/472
Date	Sep 28, 2023
Book Page	931/472
Instrument	379941

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 27, 2023
Property Address	765 POST OFFICE RD, BISCOE, NC 27209
Document Number	000927/433
Book / Page	927 / 433
Map Reference	MB 2 PG 38
Instrument Date	Jun 16, 2023
Instrument	379131
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 623, BISCOE, NC 27209-0623

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 29, 2021
Property Address	765 POST OFFICE RD, BISCOE, NC 27209
Document Number	000879/314
Book / Page	879 / 314
Instrument Date	Jul 23, 2021
Instrument	369439
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 POST OFFICE RD, BISCOE, NC 27209-9765

Mortgage

Document Number	0000369440
Date	Jul 29, 2021
Instrument	369440

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	8.95%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (-2.12%)	$150,564 (-) Land $10,840 Building $139,724	$150,564 (-) Land $10,840 Building $139,724
2023		$150,564 (-) Land $10,840 Building $139,724	$150,564 (-) Land $10,840 Building $139,724
2022	$945.00	$150,564 Land $10,840 Building $139,724	$150,564 Land $10,840 Building $139,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

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