765 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 765 Penitencia St, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1962
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$609,000 (Jun 2015)
Tax Bill	$8,728 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`022-13-031`

Property Details

APN / Parcel Number

Primary APN	`022-13-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	765 PENITENCIA ST
City	MILPITAS
State	CA
Zip	95035-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2732 LOT 230
Legal Subdivision	CURTNER ESTATES
Legal Tract	2732
Legal Lot Number	230
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	504507

Owner

Source: Santa Clara County records · APN 022-13-031

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	765 PENITENCIA ST, MILPITAS, CA 95035-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Feb 06, 2012 · Amount on Record
Deed Document Number	22988113
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	765 PENITENCIA ST, MILPITAS, CA 95035-3830
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 PENITENCIA ST, MILPITAS, CA 95035-3830

Mortgage

Document Number	0025097348
Date	Sep 13, 2021
Instrument	25097348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,728.00 (+3.38%)	$731,916 (+4.04%) Land $540,827 Building $191,089
2023	$8,443.00 (+0.39%)	$703,497 Land $519,827 Building $183,670
2022	$8,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	15.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.