765 Old Smithfield Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 765 Old Smithfield Rd, North Smithfield, RI 02896

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,524 sqft · built 1982
Lot Size13.3 acres (579,708 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Apr 2025)
Tax Bill$10,125 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APNNSMI M:0013 L:0163

Property Details

APN / Parcel Number

Primary APNNSMI M:0013 L:0163
Alternative APN
  • 3864

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,524 sqft Total Area
Gross Area5,594 sqft
1st Floor Area1,620 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area579,708 sqft (13.3 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3864
Street Address765 OLD SMITHFIELD RD
CityNORTH SMITHFIELD
StateRI
Zip02896-8219
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeREA
Legal Lot Number163
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group1
Census Block1004
Census Tract12803

Owner

765 Old Smithfield Rd, a rural home, is owned and occupied by two individuals who bought it in April 2025.

Source: North Smithfield Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address765 OLD SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-8219
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Aug 7, 2018Warranty Deed, Transfer
COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on File
Deed SaleApr 9, 2025 · Amount on File
Prior SaleJun 8, 2020 · Amount on File
Deed Document Number202554194
Deed Book / Page1015 / 170
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH SMITHFIELD RI
Recording DateJun 8, 2020
Property Address765 OLD SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-8219
Document Number852-178
Book / Page852 / 178
Instrument DateJun 5, 2020
Instrument42423
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 OLD SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-8219

Mortgage

Document Number42424
DateJun 8, 2020
Instrument42424
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH SMITHFIELD RI
Recording DateAug 7, 2018
Property Address765 OLD SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-8219
Document Number790-138
Book / Page790 / 138
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

Document Number7900142
DateAug 7, 2018
Instrument00790/0142
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 765 Old Smithfield Rd was $10,125.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,125.00$597,704 Land $150,604 Building $447,100
2023$10,580.00 (+2.43%)$545,380 (-) Land $236,680 Building $308,700
2022$10,329.00$545,380 Land $236,680 Building $308,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 765 Old Smithfield Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Old Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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