765 Oak Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 765 Oak Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,865 sqft · built 1952
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Oct 2013)
Tax Bill	$19,759 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01301-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`20-01301-0000-00035`
Alternative APNs	`2000318000000007` `200130100035`

Interior

Stories	2 Stories
Building Area	2,865 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000318000000007
Street Address	765 OAK AVE
City	WESTFIELD
State	NJ
Zip	07090-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1301
Legal Lot Number	35
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5020
Census Tract	36400

Owner

765 Oak Ave is owned and occupied by two individuals who bought it in October 2013.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	765 OAK AVE, WESTFIELD, NJ 07090-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2013 · Amount on File
Deed Sale	Oct 7, 2013 · Amount on File
Prior Sale	Oct 4, 1995 · Amount on File
Deed Document Number	2013245386
Deed Book / Page	5975 / 209
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	765 OAK AVE, WESTFIELD, NJ 07090-2327
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157232054
Date	Nov 18, 2025
Book Page	15723/2054
Instrument	85388

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	765 OAK AVE, WESTFIELD, NJ 07090-2327
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149703080
Date	May 25, 2021
Book Page	14970/3080
Instrument	12819

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	765 OAK AVE, WESTFIELD, NJ 07090-2327
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153482050
Date	Mar 29, 2023
Book Page	15348/2050
Instrument	50422

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 765 Oak Ave was $19,759, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$862,100 (-) Land $410,600 Building $451,500	$862,100 (-) Land $410,600 Building $451,500
2025	$19,759.00 (+1.78%)	$862,100 Land $410,600 Building $451,500	$862,100 Land $410,600 Building $451,500
2024	$19,414.00
2023		$826,700 Land $410,600 Building $416,100	$826,700 Land $410,600 Building $416,100
2022	$17,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Oak Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures