765 N River Rd, Oregon, IL 61061 Property Records

Ogle County property record for 765 N River Rd, Oregon, IL 61061

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2,536 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Sep 2020)
Tax Bill	$10,222 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-126-005`

Property Details

APN / Parcel Number

Primary APN	`16-03-126-005`

Interior

Stories	1 Story
Building Area	2,536 sqft Total Area
Basement Area	2,536 sqft
Unfinished Basement	2,536 sqft

Exterior

Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	153 sqft

Location & Zoning

Street Address	765 N RIVER RD
City	OREGON
State	IL
Zip	61061-9451
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	RNG/BLK:10 TWP:23 SECT/LOT:3 LOT 1 DIRKSENS ADD
Legal Range	10
Legal Township	23
Legal Section	03
Legal Subdivision	DIRKSENS ADD
Legal Block	10
Legal Lot Number	1,3
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	5
Census Block	5002
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	765 N RIVER RD, OREGON, IL 61061-9451
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit ADVANTAGE ONE CU
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20206616
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	765 N RIVER RD, OREGON, IL 61061-9451
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006090
Date	Nov 24, 2025
Instrument	202506090

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 8, 2020
Property Address	765 N RIVER RD, OREGON, IL 61061-9451
Document Number	0000006616
Map Reference	DOC 1993 10799
Instrument Date	Aug 14, 2020
Instrument	202006616
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	765 N RIVER RD, OREGON, IL 61061-9451

Mortgage

Document Number	0000006617
Date	Sep 8, 2020
Instrument	202006617

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,222.00 (+25.36%)	$123,845 (+21.34%) Land $8,711 Building $115,134
2023		$102,061 Land $5,942 Building $96,119
2022	$8,154.00
2021			$303,093 Land $54,051 Building $249,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

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