765 Mulberry Ln, Lincoln, CA 95648 Property Records

Placer County property record for 765 Mulberry Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Jul 2021)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-220-070-000`

Property Details

APN / Parcel Number

Primary APN	`021-220-070-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,100 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Construction Type	Wood
Lot Area	217,800 sqft
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	765 MULBERRY LN
City	LINCOLN
State	CA
Zip	95648-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	5.0 AC PAR 3 PMOR 28-103
Legal Subdivision	PARCEL MAP NO 75485
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4005
Census Tract	21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING INC
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit C A H P CU
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit CAHP CU
Nov 19, 2019	Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	202197231
Prior Transfer Date	Feb 10, 2000
Prior Transfer Doc	0000009389
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MULBERRY LN, LINCOLN, CA 95648-8513

Mortgage

Document Number	0000126015
Date	Nov 3, 2020
Instrument	2020-0126015

Lender

Name	SYNERGY ONE LENDING INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MULBERRY LN, LINCOLN, CA 95648-8513

Mortgage

Document Number	0000078715
Date	Jun 16, 2021
Instrument	2021-0078715

Lender

Name	C A H P CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 30, 2021
Property Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Document Number	0000097231
Map Reference	MB 28 PG 103
Instrument Date	Jul 27, 2021
Instrument	2021-0097231
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	765 MULBERRY LN, LINCOLN, CA 95648-8513

Mortgage

Document Number	0000097232
Date	Jul 30, 2021
Instrument	2021-0097232

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Document Number	0000014791
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	765 MULBERRY LN LINCOLN CA 956488513, LINCOLN, CA 95648-8513

Mortgage

Document Number	0000014791
Date	Feb 20, 2020
Instrument	14791

Lender

Name	CAHP CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 19, 2019
Property Address	765 MULBERRY LN, LINCOLN, CA 95648-8513
Document Number	0000093514
Instrument Date	Nov 12, 2019
Instrument	93514
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MULBERRY LN LINCOLN CA 956488513, LINCOLN, CA 95648-8513

Mortgage

Document Number	93515
Date	Nov 19, 2019
Instrument	93515

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$891,000 (+4.95%) Land $265,700 Building $625,300
2025	$8,973.00 (+0.94%)	$849,000 (+2.54%) Land $253,200 Building $595,800
2023	$8,889.00 (-3.53%)	$828,000 Land $246,900 Building $581,100
2022	$9,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T, Verizon.

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