765 Mountain View Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 765 Mountain View Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1963
Lot Size	0.916 acres (39,901 sqft)
Owner	Individual Name on Record
Last Sale	$447,500 (Sep 2024)
Tax Bill	$3,393 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-38E`

Property Details

APN / Parcel Number

Primary APN	`37-38E`
Alternative APNs	`037 38E` `23509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
1st Floor Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,901 sqft (0.916 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	39 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	23509
Old Parcel Number	037 38E
Street Address	765 MOUNTAIN VIEW RD
City	FREDERICKSBURG
State	VA
Zip	22406-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	POTOMAC RUN .916 AC
Legal Subdivision	JOHN G RUSSELL
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	2
Census Block	2022
Census Tract	10218

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Nov 12, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Feb 1, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	240010889
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210037933
Date	Nov 12, 2021
Instrument	210037933

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 26, 2022
Property Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Document Number	0220019150
Instrument Date	Sep 22, 2022
Instrument	220019150
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533

Mortgage

Document Number	0220019151
Date	Sep 26, 2022
Instrument	220019151

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Nov 12, 2021
Property Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Document Number	210037932
Instrument Date	Nov 1, 2021
Instrument	210037932
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533

Mortgage

Document Number	210037933
Date	Nov 12, 2021
Instrument	210037933

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170002169
Date	Feb 1, 2017
Instrument	170002169

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 10, 2018
Property Address	765 MOUNTAIN VIEW RD, FREDERICKSBURG, VA 22406-4533
Document Number	180017070
Instrument Date	Jul 5, 2018
Instrument	17070
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MOUNTAIN VIEW RD FREDERICKSBURG VA 224064533, FREDERICKSBURG, VA 22406-4533

Mortgage

Document Number	180017071
Date	Oct 10, 2018
Instrument	17071

Lender

Name	CENTURY LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,393.00 (+11.54%)	$362,300 (+12.52%) Land $120,000 Building $242,300	$362,300 (+12.52%) Land $120,000 Building $242,300
2023	$3,042.00 (+33.42%)	$322,000 Land $100,000 Building $222,000	$322,000 Land $100,000 Building $222,000
2021	$2,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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