765 McCool Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 765 McCool Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1962
Lot Size	0.391 acres (17,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,721 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-153-016.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-153-016.000-015`
Alternative APNs	`640629108016000015` `22000203203` `00000990981`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1962
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,050 sqft (0.391 acres)
Lot Dimensions	155 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000990981
Old Parcel Number	640629108016000015
Street Address	765 MCCOOL RD
City	VALPARAISO
State	IN
Zip	46385-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAVEN 1ST ADD LT 168 BLK 7 TCCD
Legal Subdivision	SOUTH HAVEN 1ST ADD
Legal Block	7
Legal Lot Number	168
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3012
Census Tract	50503

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 MCCOOL RD, VALPARAISO, IN 46385-8864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	765 MCCOOL RD, VALPARAISO, IN 46385-8864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030485
Date	Nov 10, 2020
Instrument	2020-030485

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,800 (+3.04%) Land $42,400 Building $164,400	$206,800 (+3.04%) Land $42,400 Building $164,400
2024	$1,721.00 (+6.7%)
2023	$1,613.00 (+5.49%)	$200,700 Land $40,000 Building $160,700	$200,700 Land $40,000 Building $160,700
2022	$1,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20