765 Main St, Irwin, PA 15642 Property Records

Westmoreland County property record for 765 Main St, Irwin, PA 15642 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.311 acres (13,554 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2024)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Mortgage + 2 more
APN	`54-11-03-0-085`

Property Details

APN / Parcel Number

Primary APN	`54-11-03-0-085`
Alternative APN	`0540110030085`

Exterior

Lot Area	13,554 sqft (0.311 acres)
Lot Dimensions	132 ft deep x 102 ft wide

Location & Zoning

Street Address	765 MAIN ST
City	IRWIN
State	PA
Zip	15642-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE LOTS 1 2 STEPHEN RIDINGER PL 102 X 132.88 X IR
Legal Subdivision	STEPHEN RIDINGERS PLAN OF LOTS
Legal Lot Number	1
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2009
Census Tract	803502

Owner

Source: Westmoreland County records · APN 54-11-03-0-085

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	765 MAIN ST, IRWIN, PA 15642-4340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST SUMMIT BANK
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCE LLC
Sep 03, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	2024234
Prior Transfer Date	Aug 30, 2001
Prior Transfer Doc	0000047504
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 03, 2024
Property Address	765 MAIN ST, IRWIN, PA 15642-4340
Document Number	0000000234
Instrument Date	Jan 02, 2024
Instrument	202401030000234
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	PENN BRIDGE LAND AND ABSTRACT COMPANY, PENN BRIDGE LAND ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	765 MAIN ST, IRWIN, PA 15642-4340

Mortgage

Document Number	0000000235
Date	Jan 03, 2024
Instrument	202401030000235

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	765 MAIN ST, IRWIN, PA 15642-4340
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035962
Date	Oct 17, 2022
Instrument	202210170035962

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Apr 21, 2021
Property Address	765 MAIN ST, IRWIN, PA 15642-4340
Document Number	0000016112
Instrument Date	Dec 29, 2020
Instrument	202104210016112
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STALWART ABS LLC, STALWART ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MAIN ST, IRWIN, PA 15642-4340

Mortgage

Document Number	0000016113
Date	Apr 21, 2021
Instrument	202104210016113

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 03, 2020
Property Address	765 MAIN ST, IRWIN, PA 15642-4340
Document Number	0000028366
Instrument Date	Jul 14, 2020
Instrument	28366
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+2.65%)	$7,750 (-) Land $2,310 Building $5,440
2025	$1,056.00 (+8.31%)		$7,750 (-) Land $2,310 Building $5,440
2024	$975.00 (+5.86%)	$7,750 (-) Land $2,310 Building $5,440
2023		$7,750 Land $2,310 Building $5,440
2022	$921.00
1972			$7,750 Land $2,310 Building $5,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 421298035022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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