765 Loma St, Redding, CA 96003 Property Records

Shasta County property record for 765 Loma St, Redding, CA 96003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 822 sqft · built 1947
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Oct 2023)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`112-290-043-000`

Property Details

APN / Parcel Number

Primary APN	`112-290-043-000`
Alternative APN	`11229043`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
1st Floor Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	112290043000
Street Address	765 LOMA ST
City	REDDING
State	CA
Zip	96003-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BENTON SUBDIVISION
Legal Block	1
Legal Lot Number	10
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1024
Census Tract	10702

Owner

Source: Shasta County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 LOMA ST, REDDING, CA 96003-3615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Oct 2, 2023	Grant Deed, Transfer · Conventional Mortgage MORTGAGEONE INC
Jul 3, 2019	Grant Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	202321235
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000015939
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	765 LOMA ST, REDDING, CA 96003-3615
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 LOMA ST, REDDING, CA 96003-3615

Mortgage

Document Number	0000023061
Date	Oct 20, 2025
Instrument	2025-0023061

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Oct 2, 2023
Property Address	765 LOMA ST, REDDING, CA 96003-3615
Document Number	0000021235
Map Reference	MB 5 PG 56
Instrument Date	Sep 27, 2023
Instrument	2023-0021235
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	765 LOMA ST, REDDING, CA 96003-3615

Mortgage

Document Number	0000021236
Date	Oct 2, 2023
Instrument	2023-0021236

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jul 3, 2019
Property Address	765 LOMA ST, REDDING, CA 96003-3615
Document Number	0000018460
Map Reference	MB 5 PG 56
Instrument Date	Jul 1, 2019
Instrument	2019-0018460
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 LOMA ST, REDDING, CA 96003-3615

Mortgage

Document Number	0000018461
Date	Jul 3, 2019
Instrument	2019-0018461

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Redding Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,639.00 (+1.46%) Homeowner's exemption	$258,060 (+37.54%) Land $45,900 Building $212,160
2024	$2,601.00 (+35.05%)
2023	$1,926.00 (+1.74%) Homeowner's exemption	$187,632 Land $31,534 Building $156,098
2022	$1,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath.

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