Jones County property record for 765 Hoy Rd N, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,180 sqft · built 1978 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-06-00-003.00 |
| Primary APN | 162-06-00-003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 2,180 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 019073 |
|---|---|
| Street Address | 765 HOY RD N |
| City | LAUREL |
| State | MS |
| Zip | 39443-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-9-11 A PARCEL OF LAND IN THE SW OF NW THE SE OF NW |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 06 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950101 |
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 765 HOY RD N, LAUREL, MS 39443-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK |
| Sep 22, 2017 | Warranty Deed, Transfer |
| Apr 19, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2017 |
| Deed Sale | Sep 22, 2017 |
| Prior Sale | Apr 19, 2017 |
| Deed Document Number | 0002176326 |
| Deed Book / Page | 217 / 6326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 765 HOY RD N, LAUREL, MS 39443-5006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 217/2538 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 217/2538 |
| Instrument | 21702538 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JONES MS |
| Recording Date | Sep 22, 2017 |
| Property Address | 765 HOY RD N, LAUREL, MS 39443-5006 |
| Document Number | 217/6326 |
| Book / Page | 217 / 6326 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 21706326 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 RED HOMFIELD RD, 68, LAUREL, MS 39443 |
| Name | Verified Name |
|---|---|
| Address | 765 HOY RD N, LAUREL, MS 39443-5006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JONES MS |
| Recording Date | Apr 19, 2017 |
| Property Address | 765 HOY RD N, LAUREL, MS 39443-5006 |
| Document Number | 21702537 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 21702537 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 LOWER HAMILTON HILL RD, 142, LAUREL, MS 39443-0618 |
| Name | Verified Name |
|---|
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,015.00 (-3.7%) Homeowner's exemption | $10,922 (+2.03%) | $108,500 (+2.08%) Land $12,650 Building $95,850 |
| 2024 | $1,054.00 (-23.23%) | ||
| 2023 | $1,373.00 (+26.54%) Homeowner's exemption | $10,705 | $106,290 Land $12,660 Building $93,630 |
| 2022 | $1,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WATER WORKS public/private · serves 2,769 people · EPA ID MS0340018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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