765 Heron Rd, Murray, KY 42071 Property Records

Calloway County property record for 765 Heron Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 2006
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jul 2025)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-0-0018-A`

Property Details

APN / Parcel Number

Primary APN	`044-0-0018-A`
Alternative APNs	`111485` `83610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Patio Area	400 sqft
Greenhouse	520 sqft
Poultry House	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	111485
Street Address	765 HERON RD
City	MURRAY
State	KY
Zip	42071-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44-18A,19A 765 HERON ROAD
Legal Tract	1
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2067
Census Tract	10602

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	765 HERON RD, MURRAY, KY 42071-6936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Jul 11, 2022	Deed of Trust, Mortgage PLANTERS BANK
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	714119
Deed Book / Page	1505 / 530
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	765 HERON RD, MURRAY, KY 42071-6936
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001167/037
Date	Mar 7, 2018
Book Page	1167/037
Instrument	626159

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	765 HERON RD, MURRAY, KY 42071-6936
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001148/370
Date	Aug 31, 2017
Book Page	1148/370
Instrument	622929

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	765 HERON RD, MURRAY, KY 42071-6936
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001203/375
Date	Feb 21, 2019
Book Page	1203/375
Instrument	632743

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	765 HERON RD, MURRAY, KY 42071-6936
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HERON RD, MURRAY, KY 42071-6936

Mortgage

Document Number	001378/642
Date	Jul 11, 2022
Book Page	1378/642
Instrument	658325

Lender

Name	PLANTERS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2037

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 4, 2020
Property Address	765 HERON RD, MURRAY, KY 42071-6936
Document Number	001282/438
Book / Page	1282 / 438
Instrument Date	Oct 30, 2020
Instrument	645021
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	974 MURRAY PARIS RD, MURRAY, KY 42071-4215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HERON RD, MURRAY, KY 42071-6936

Mortgage

Document Number	0000645022
Date	Nov 4, 2020
Instrument	645022

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (-1.66%)	$252,000 (-)	$252,000 (-)
2023	$2,290.00	$252,000	$252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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