765 Henderson St, Sumter, SC 29150 Property Records

Sumter County property record for 765 Henderson St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,081 sqft · built 1971
Lot Size	0.406 acres (17,685 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Jun 2026)
Tax Bill	$5,515 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit May 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`204-10-02-005`

Property Details

APN / Parcel Number

Primary APN	`204-10-02-005`
Alternative APN	`25746`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	2,081 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,685 sqft (0.406 acres)
Lot Width	104 ft Width
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered/Finished Porch
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25746
Street Address	765 HENDERSON ST
City	SUMTER
State	SC
Zip	29150-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 6 PB88-965 0.406AC PB91-1687
Legal Subdivision	HEATHLY WOOD
Legal Lot Number	6
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2002
Census Tract	902

Owner

765 Henderson St is owned by a company that bought it in June 2026.

Source: Sumter County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	760 OAK BROOK BLVD, SUMTER, SC 29150-1727
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Line of Credit BAY BANK TRUST COMPANY
May 6, 2024	Warranty Deed, Transfer
Apr 25, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 25, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2024	Deed in Lieu of Foreclosure, Foreclosure
Apr 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage WORLD ALLIANCE FINANCIAL CORP
Aug 25, 2008	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 25, 2024 · Amount on File
Deed Book / Page	1356 / 722
Prior Transfer Date	May 1, 2024
Prior Transfer Doc	0013263807
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 26, 2026
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	1356000722
Book / Page	1356 / 722
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,154.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	760 OAK BROOK BLVD, SUMTER, SC 29150-1727

Mortgage

Document Number	1356000736,
Date	Jun 26, 2026
Book Page	1356/736

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 10, 2031

Interest

Rate	6.36%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	May 6, 2024
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	0013263807
Book / Page	1326 / 3807
Map Reference	MB 91 PG 1687
Instrument Date	May 1, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	765 HENDERSON ST, SUMTER, SC 29150-3150

April 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 25, 2024
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	0013260890
Book / Page	1326 / 890
Map Reference	MB 91 PG 1687
Instrument Date	Mar 26, 2024
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	NOT AVAILABLE, TITLEMAX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HENDERSON ST, SUMTER, SC 29150-3150

Mortgage

Document Number	0013260894
Date	Apr 25, 2024
Instrument	1326-0894

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 25, 2024
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	0013260881
Book / Page	1326 / 881
Map Reference	MB 91 PG 1687
Instrument Date	Mar 7, 2024
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SILVA LN, MIDDLETOWN, RI 02842-7634

February 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SUMTER SC
Recording Date	Feb 1, 2024
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	0013231805
Book / Page	1323 / 1805
Map Reference	MB 91 PG 1687
Instrument Date	Jan 5, 2024
Transaction Type	Foreclosure
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	PHH MORTGAGE CORPORATION

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012670201
Date	Apr 2, 2020
Book Page	1267/201

Lender

Name	WORLD ALLIANCE FINANCIAL CORP
Type	Reverse Mortgage Lender
Address	MELVILLE, NY 11747

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	764 Months
Due	Dec 12, 2083

Interest

Rate Type	Adjustable Rate
Rate	3.46%
Index	10-Year TN

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	765 HENDERSON ST, SUMTER, SC 29150-3150
Document Number	0012670238
Instrument Date	Aug 25, 2008
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HENDERSON ST SUMTER SC 291503150, SUMTER, SC 29150-3150

Mortgage

Document Number	0012670238
Date	Apr 2, 2020
Book Page	001267/000238

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	756 Months
Due	Apr 1, 2083

Interest

Rate Type	Adjustable Rate
Rate	3.46%

Tax Assessment & Valuation

The 2025 property tax bill for 765 Henderson St was $5,515.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,515.00	$14,290 Land $1,870 Building $12,420	$238,186 Land $31,200 Building $206,986
2023	$58.00 (+3.57%)	$8,220 (-) Land $1,250 Building $6,970	$205,431 (-) Land $31,200 Building $174,231
2022	$56.00	$8,220 Land $1,250 Building $6,970	$205,431 Land $31,200 Building $174,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 765 Henderson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Henderson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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