765 Harper Ave, Cary, IL 60013 Property Records

McHenry County property record for 765 Harper Ave, Cary, IL 60013 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Owner	2 Trust Names on File
Last Sale	$290,000 (Apr 2019)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-14-429-007`

Property Details

APN / Parcel Number

Primary APN	`19-14-429-007`

Location & Zoning

Street Address	765 HARPER AVE
City	CARY
State	IL
Zip	60013-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0010882 LT 1 HARPER POINTE
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

Source: McHenry County records · APN 19-14-429-007

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	765 HARPER AVE, CARY, IL 60013-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2019R0010882
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	765 HARPER AVE, CARY, IL 60013-3240
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063950
Date	Nov 29, 2021
Instrument	2021R0063950

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Aug 01, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 23, 2019
Property Address	765 HARPER AVE, CARY, IL 60013-3240
Document Number	0000010882
Map Reference	DOC 2018R0020914
Instrument Date	Apr 16, 2019
Instrument	2019R0010882
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	765 HARPER AVE, CARY, IL 60013-3240

Mortgage

Document Number	0000010883
Date	Apr 23, 2019
Instrument	2019R0010883

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2034

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,032 Land $8,346 Building $84,686	$279,096 Land $25,038 Building $254,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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