765 Harbor Isle Cir E, Memphis, TN 38103 Property Records

Shelby County property record for 765 Harbor Isle Cir E, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,788 sqft · built 1999
Lot Size	0.104 acres (4,532 sqft)
Owner	2 Trust Names on File
Last Sale	$624,250 (May 2024)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-1001-D0-0011`

Property Details

APN / Parcel Number

Primary APN	`00-1001-D0-0011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Gross Area	3,357 sqft
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Old Style
Construction Type	Frame
Lot Area	4,532 sqft (0.104 acres)
Lot Dimensions	132 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	453 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	765 HARBOR ISLE CIR E
City	MEMPHIS
State	TN
Zip	38103-0885
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CMU-3
Legal Description	WS HARBOR ISLE CL E (PD)
Legal Subdivision	HARBOR TOWN PD PHASE 5
Legal Lot Number	235
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3003
Census Tract	100

Owner

765 Harbor Isle Cir E, a planned unit development, is held in a trust since May 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 261, MALDEN, MO 63863-0261
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MTG
Jun 15, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	202444083
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	765 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0885
Document Number	0000065594
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HARBOR ISLE CIR E MEMPHIS TN 381030885, MEMPHIS, TN 38103-0885

Mortgage

Document Number	0000065594
Date	Jun 29, 2017
Instrument	65594

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 15, 2017
Property Address	765 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0885
Document Number	0000060246
Instrument Date	Jun 12, 2017
Instrument	60246
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 HARBOR ISLE CIR E MEMPHIS TN 381030885, MEMPHIS, TN 38103-0885

Mortgage

Document Number	60247
Date	Jun 15, 2017
Instrument	60247

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 765 Harbor Isle Cir E was $4,100.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,100.00	$152,450 Land $35,075 Building $117,375	$609,800 Land $140,300 Building $469,500
2023		$129,100 Land $30,400 Building $98,700
2022	$7,864.00
2021			$516,400 Land $121,600 Building $394,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 765 Harbor Isle Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	15 (2002–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 765 Harbor Isle Cir E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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