765 Hammond St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 765 Hammond St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,484 sqft · built 1914
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 2021)
Tax Bill	$6,818 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:006 L:006`

Property Details

APN / Parcel Number

Primary APN	`BANG M:006 L:006`
Alternative APN	`609`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,484 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	609
Street Address	765 HAMMOND ST
City	BANGOR
State	ME
Zip	04401-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	6
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3000
Census Tract	500

Owner

765 Hammond St is owned and occupied by two individuals who bought it in January 2021.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	765 HAMMOND ST, BANGOR, ME 04401-4409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Feb 25, 2019	Deed of Trust, Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Jul 23, 2008 · Amount on File
Deed Document Number	2021474
Deed Book / Page	15856 / 64
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jan 7, 2021
Property Address	765 HAMMOND ST, BANGOR, ME 04401-4409
Document Number	0158560064
Book / Page	15856 / 64
Instrument Date	Jan 6, 2021
Instrument	474
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 MEADOW RIDGE DR APT 6, 6, HERMON, ME 04401-1173

Mortgage

Document Number	0000000475
Date	Jan 7, 2021
Instrument	475

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	765 HAMMOND ST, BANGOR, ME 04401-4409
Document Number	0150770027
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HORNBEAM WAY BANGOR ME 044012042, BANGOR, ME 04401-2042

Mortgage

Document Number	0150770027
Date	Feb 25, 2019
Book Page	015077/000027
Instrument	4317

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 765 Hammond St was $6,818, down 2.2% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,818.00 (-2.22%)	$385,200 (+2.47%) Land $45,200 Building $340,000
2024	$6,973.00 (+5.67%)	$375,900 (+9.08%) Land $45,200 Building $330,700	$460,560
2023	$6,599.00 (+6.9%)	$344,600 (+13.88%) Land $45,200 Building $299,400
2022	$6,173.00	$302,600 Land $45,200 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Hammond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Hammond St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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