765 Graves Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 765 Graves Ave, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,140 sqft · built 1984
Lot Size0.74 acres (3,241 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Aug 2003)
Tax Bill$5,785 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN483-234-10-00

Property Details

APN / Parcel Number

Primary APN483-234-10-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,241 sqft (0.74 acres)
Lot Dimensions69 ft deep x 45 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address765 GRAVES AVE
CityEL CAJON
StateCA
Zip92021-4599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 10 TR 010570
Legal SubdivisionCEDAR PARK
Legal Tract010570
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16301

Owner

765 Graves Ave is owned by an individual who bought it in August 2003.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1638 WALLY WAY, EL CAJON, CA 92021-3684
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2003 · Amount on File
Deed SaleAug 15, 2003 · Amount on File
Prior SaleSep 28, 2000 · Amount on File
Deed Document Number2003991348
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address765 GRAVES AVE, EL CAJON, CA 92021-4599
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1638 WALLY WAY, EL CAJON, CA 92021-3684

Mortgage

Document Number0000753730
DateNov 25, 2020
Instrument2020-0753730
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 765 Graves Ave was $5,785.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,923 (+2%) Land $253,993 Building $245,930
2025$5,785.00$490,121 Land $249,013 Building $241,108
2023$5,671.00 (+1.58%)$471,092 Land $239,345 Building $231,747
2022$5,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 765 Graves Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 765 Graves Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Graves Ave

Nearby Streets

Search Property Records by Address or Parcel Number