765 Gibson Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 765 Gibson Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,049 sqft · built 1930
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Company Names on File
Last Sale	$2,358,000 (Apr 2026)
Tax Bill	$18,166 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`006-557-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-557-001-000`
Alternative APN	`006-557-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2012
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	006-557-001
Street Address	765 GIBSON AVE
City	PACIFIC GROVE
State	CA
Zip	93950-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 5 LOT 1 BLK 178
Legal Subdivision	PACIFIC GROVE ADD 5
Legal Block	178
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2040
Census Tract	12200

Owner

765 Gibson Ave is owned by a company that bought it in April 2026.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 25, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 15, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	202614059
Prior Transfer Date	Sep 28, 2004
Prior Transfer Doc	0000110866
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 29, 2026
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000014059
Instrument Date	Apr 27, 2026
Instrument	2026.14059
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261,973.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026

Mortgage

Document Number	0000014060,
Date	Apr 29, 2026
Instrument	2026..14060

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 25, 2022
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000009555
Map Reference	MB 1 PG 65 1/2
Instrument Date	Feb 18, 2022
Instrument	2022009555
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	74941 RANCHITA AVE, SAN MIGUEL, CA 93451-9594

Mortgage

Document Number	0000009556
Date	Feb 25, 2022
Instrument	2022009556

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 25, 2022
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000009554
Map Reference	MB 1 PG 65 1/2
Instrument Date	Feb 18, 2022
Instrument	2022009554
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	74941 RARICHITA AVENUE, SAN MIGUEL, CA 93451

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 25, 2022
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000009557
Map Reference	MB 1 PG 65 1/2
Instrument Date	Feb 18, 2022
Instrument	2022009557
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	74941 RANCHITA AVE, SAN MIGUEL, CA 93451-9594

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 29, 2021
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000031183
Map Reference	MB 1 PG 65 1/2
Instrument Date	Apr 14, 2021
Instrument	2021031183
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4009 MARSTEN AVE, BELMONT, CA 94002-1253

Mortgage

Document Number	0000031184
Date	Apr 29, 2021
Instrument	2021031184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 15, 2019
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000014480
Map Reference	MB 1 PG 65
Instrument Date	Apr 1, 2019
Instrument	2019014480
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	74941 RANCHITA AVE, SAN MIGUEL, CA 93451-9594

Mortgage

Document Number	0000014481
Date	Apr 15, 2019
Instrument	2019014481

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2017
Property Address	765 GIBSON AVE, PACIFIC GROVE, CA 93950-4026
Document Number	0000049755
Instrument Date	Sep 6, 2017
Instrument	49755
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	765 GIBSON AVE PACIFIC GROVE CA 939504026, PACIFIC GROVE, CA 93950-4026

Mortgage

Document Number	49756
Date	Sep 15, 2017
Instrument	49756

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 765 Gibson Ave was $18,166, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,687,469 (+2%) Land $833,981 Building $853,488
2025	$18,166.00 (+5.06%)	$1,654,382 Land $817,629 Building $836,753
2024	$17,291.00 (-1.46%)
2023	$17,548.00 (+4.64%)	$1,590,143 Land $785,881 Building $804,262
2022	$16,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 765 Gibson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 765 Gibson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Gibson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures