765 Evergreen Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 765 Evergreen Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,050 sqft · built 1996
Lot Size	0.918 acres (39,990 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Sep 2026)
Tax Bill	$3,106 (2024)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-04-370-112`

Property Details

APN / Parcel Number

Primary APN	`01-19-04-370-112`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,050 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	39,990 sqft
Garage Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	765 EVERGREEN CT
City	PETOSKEY
State	MI
Zip	49770-8209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-1
Legal Description	EVERGREEN CREST CONDO, UNIT 12. PLAN #139. SECTION 4, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	04
Legal Subdivision	EVERGREEN CREST CONDOMINIUM
Legal Unit	12
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	3
Census Block	3000
Census Tract	970700

Owner

765 Evergreen Ct, a condominium, is owned and occupied by two individuals who bought it in September 2026.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	818 AMWELL RD, HILLSBOROUGH, NJ 08844-3900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer
Sep 4, 2026	Warranty Deed, Transfer
Sep 20, 2023	Warranty Deed, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Aug 1, 1995 · Amount on File
Deed Document Number	20265230793
Deed Book / Page	1277 / 740
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	001254/902
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 4, 2026
Property Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209
Document Number	0005230793
Book / Page	1277 / 740
Instrument Date	Sep 4, 2026
Instrument	20265230793
Transaction Type	Transfer
Record Updated	Sep 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AMWELL RD, HILLSBOROUGH, NJ 08844-3900

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 4, 2026
Property Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209
Document Number	0005230793
Book / Page	1277 / 740
Instrument Date	Sep 4, 2026
Instrument	20265230793
Transaction Type	Transfer
Record Updated	Oct 1, 2026

Transaction

Amount	Amount on Record
Tax	$77,214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AMWELL RD, HILLSBOROUGH, NJ 08844-3900

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 20, 2023
Property Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209
Document Number	001254/902
Book / Page	1254 / 902
Instrument Date	Jun 1, 2023
Instrument	5207893
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 EVERGREEN CT, PETOSKEY, MI 49770-8209

Mortgage

Document Number	0000001230/0000000056
Date	Feb 12, 2021
Book Page	0000001230/0000000056
Instrument	5183023

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,500 (+10.48%) Land $301,500	$603,000 (+10.48%) Land $603,000
2025		$272,900 Land $272,900	$545,800 Land $545,800
2024	$3,106.00
2023		$222,000 Land $222,000	$444,000 Land $444,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 765 Evergreen Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Evergreen Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY VIEW ASSOCIATION private · serves 831 people · EPA ID MI0000490
Water Source	Purchased groundwater from CITY OF PETOSKEY
Last State Inspection	Nov 2025
Lead	5 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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