St. Clair County property record for 765 Erika St, O Fallon, IL 62269 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 778 sqft Living Area |
| Lot Size | 96,577 sqft (2.21 acres) |
| Garage | 294 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $224,000 (2023) |
| Tax Bill | $3,221.00 (2024) |
| Primary APN | 04-30-0-326-008 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 778 sqft Living Area |
| Basement Area | 778 sqft Basement |
| Unfinished Basement | 778 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 96,577 sqft (2.21 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Area | 294 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 152 sqft Porch |
| Cooling System | Central |
|---|
| Street Address | 765 ERIKA ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1975 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CAMBRIDGE CONDOS PHASE 2 LOT/SEC-36 UNIT 36 BLDG 4 A02790635 |
| Legal Subdivision | CAMBRIDGE CONDOS |
| Legal Phase | 2 |
| Legal Block | 326 |
| Legal Unit | 4-36 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 504354 |
Source: St. Clair County records · APN 04-30-0-326-008
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Aug 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BK MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2013 · Amount on Record |
| Deed Document Number | 20232790635 |
| Prior Transfer Date | Feb 08, 2005 |
| Prior Transfer Doc | 04143/0234 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|---|
| Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Document Number | 0A02867520 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | A02867520 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 01, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 30, 2023 |
| Property Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Document Number | 0A02790635 |
| Map Reference | MB 102 PG 77 |
| Instrument Date | Aug 25, 2023 |
| Instrument | A02790635 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Document Number | 0A02790636 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | A02790636 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate | 6.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Document Number | 0A02783652 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | A02783652 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 765 ERIKA ST, O FALLON, IL 62269-1975 |
| Document Number | 00A2680215 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 765 ERIKA ST O FALLON IL 622691975, O FALLON, IL 62269-1975 |
| Document Number | 00A2680215 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2680215 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAZELWOOD, MO 63042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 16, 2040 |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,221.00 | $50,111 (+22.55%) Land $1,593 Building $48,518 | $150,333 (+22.55%) Land $4,779 Building $145,554 |
| 2022 | $40,890 Land $1,300 Building $39,590 | $122,670 Land $3,900 Building $118,770 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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