765 Emerald Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 765 Emerald Dr, Lancaster, PA 17603

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,190 sqft · built 1961
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (Jun 2006)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`338-77577-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-77577-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	610 sqft
Upper Floors Area	580 sqft
Basement Area	610 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	765 EMERALD DR
City	LANCASTER
State	PA
Zip	17603-5823
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	765 EMERALD DR
Legal Subdivision	REAMSTOWN HEIGHTS
Legal Lot Number	21
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2029
Census Tract	1200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 EMERALD DR, LANCASTER, PA 17603-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST FCU
May 5, 2017	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Prior Sale	Nov 2, 2000 · Amount on Record
Deed Document Number	20065534396
Last Transfer Date	Oct 17, 2014
Transfer Doc	0006171156
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	765 EMERALD DR, LANCASTER, PA 17603-5823
Document Number	0006335236
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 EMERALD DR LANCASTER PA 176035823, LANCASTER, PA 17603-5823

Mortgage

Document Number	0006335236
Date	May 26, 2017
Instrument	6335236

Lender

Name	MEMBERS FIRST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	765 EMERALD DR, LANCASTER, PA 17603-5823
Document Number	0006335235
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 EMERALD DR LANCASTER PA 176035823, LANCASTER, PA 17603-5823

Mortgage

Document Number	0006335235
Date	May 26, 2017
Instrument	6335235

Lender

Name	MEMBERS FIRST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,500 (-) Land $27,300 Building $79,200	$106,500 (-) Land $27,300 Building $79,200
2025	$4,258.00 (+1.04%)
2024	$4,214.00	$106,500 Land $27,300 Building $79,200
2018			$106,500 Land $27,300 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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