Dakota County property record for 765 Elrene Ct, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,128 sqft · built 1983 |
| Lot Size | 0.378 acres (16,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Aug 2018) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-84470-01-020 |
| Primary APN | 10-84470-01-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 3,776 sqft |
| 1st Floor Area | 3,128 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 16,476 sqft (0.378 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 765 ELRENE CT |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDTREE ADDITION 2 1 |
| Legal Subdivision | WINDTREE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60728 |
Source: Dakota County records · APN 10-84470-01-020
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 765 ELRENE CT, SAINT PAUL, MN 55123-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 20, 2017 | Deed of Trust, Mortgage · ARM CARDINAL FINANCIAL COMPANY LP |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Aug 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2018 · Amount on Record |
| Deed Sale | Aug 06, 2018 · Amount on Record |
| Prior Sale | Jan 09, 2015 · Amount on Record |
| Deed Document Number | 20183264115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003716658 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 3716658 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003438668 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 3438668 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003218971 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 3218971 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003334968 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 3334968 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003385321 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 3385321 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Aug 06, 2018 |
| Property Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Document Number | 0003264115 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 3264115 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,214.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 765 ELRENE CT, EAGAN, MN 55123-1233 |
| Document Number | 0003264116 |
|---|---|
| Date | Aug 06, 2018 |
| Instrument | 3264116 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,098.00 (+13.98%) Homeowner's exemption | $520,800 (+1.11%) Land $130,300 Building $390,500 | $520,800 (+1.11%) Land $130,300 Building $390,500 |
| 2024 | $5,350.00 | $515,100 Land $126,700 Building $388,400 | $515,100 Land $126,700 Building $388,400 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Southeast MN Wifi.
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Eagan serves 68,223 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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