765 E Hilltop Ave, Flagstaff, AZ 86001 Property Records

Coconino County property record for 765 E Hilltop Ave, Flagstaff, AZ 86001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,756 sqft · built 1975
Lot Size	0.153 acres (6,660 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-23-132`

Property Details

APN / Parcel Number

Primary APN	`101-23-132`
Alternative APN	`R0014970`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,660 sqft (0.153 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Metal Porch
Porch Area	87 sqft
Deck Area	Deck Area
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0014970
Street Address	765 E HILLTOP AVE
City	FLAGSTAFF
State	AZ
Zip	86001-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PINECREST TERRACE UNIT 02 LOT: 114 SIXTEENTH: SE QUARTER: SW SECTION: 15 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	PINECREST TERRACE UNIT 02
Legal Lot Number	114
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	1201

Owner

765 E Hilltop Ave is owned and occupied by two individuals who acquired it in January 2013.

Source: Coconino County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Aug 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2013
Transfer Doc	0003650758
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736

Mortgage

Document Number	0004036005
Date	Mar 25, 2026
Instrument	4036005

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736

Mortgage

Document Number	0003958459
Date	Aug 30, 2022
Instrument	3958459

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 20, 2021
Property Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736
Document Number	0003925749
Instrument Date	Aug 20, 2021
Instrument	3925749
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4736

Tax Assessment & Valuation

The 2025 property tax bill for 765 E Hilltop Ave was $2,371, up 3.1% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,378 (+0.72%) Land $13,947 Building $47,431
2025	$2,371.00 (+3.09%)	$60,940 (-2.54%)	$609,396 Land $139,466 Building $469,930
2024	$2,300.00 (+4.64%)	$62,529 Land $13,947 Building $48,582
2023	$2,198.00 Homeowner's exemption		$625,290 Land $139,466 Building $485,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 E Hilltop Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 E Hilltop Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Bluespan Wireless, T-Mobile.

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