San Bernardino County property record for 765 E 39th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,135 sqft · built 1963 |
| Lot Size | 0.282 acres (12,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jul 2024) |
| Tax Bill | $8,258 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-572-33-0000 |
| Primary APN | 0154-572-33-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,135 sqft Living Area |
| Gross Area | 2,855 sqft |
| 1st Floor Area | 2,135 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 12,276 sqft (0.282 acres) |
| Lot Dimensions | 132 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 440 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 765 E 39TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 6053 LOT 44 TRACT 6053 PTNS OF LOTS 43 AND LOT 44 SEC AS FOL COM AT SE COR SD LOT 44 TH N 89 DEG 56 MIN 07 SEC W ALG TH S LI SD LOT 44 A DISTANCE OF 17.41 FT TO TRUE POB TH N 0 DEG 19 MIN 09 SEC W 138.47 FT TO A PT IN NWLY LI SD LOT 43 SD PT BE |
| Legal Subdivision | TRACT NO. 6053 |
| Legal Tract | 6053 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5101 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 765 E 39TH ST, SAN BERNARDINO, CA 92404-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2026 | Intrafamily Transfer, Transfer |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Dec 3, 2004 · Amount on Record |
| Deed Document Number | 2024158198 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000013600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 20, 2026 |
| Property Address | 765 E 39TH ST, SAN BERNARDINO, CA 92404-1859 |
| Document Number | 0000013600 |
| Map Reference | MB 82 PG 86&87 |
| Instrument Date | Dec 3, 2024 |
| Instrument | 2026-0013600 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 765 E 39TH ST, SAN BERNARDINO, CA 92404-1859 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 765 E 39TH ST, SAN BERNARDINO, CA 92404-1859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000276079 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-0276079 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 765 E 39TH ST, SAN BERNARDINO, CA 92404-1859 |
| Document Number | 0000001484 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 765 E 39TH ST SAN BERNARDINO CA 924041859, SAN BERNARDINO, CA 92404-1859 |
| Document Number | 0000001484 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 1484 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,000 (+2%) Land $198,900 Building $464,100 | |
| 2025 | $8,258.00 (+21.62%) | $650,000 (+21.29%) Land $195,000 Building $455,000 |
| 2023 | $6,790.00 (-0.25%) | $535,917 Land $133,979 Building $401,938 |
| 2022 | $6,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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