Hamilton County property record for 765 Delta Ave, Cincinnati, OH 45226
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,578 sqft · built 1911 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Company Name on File |
| Last Sale | $479,000 (Jan 2022) |
| Tax Bill | $10,654 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0003-0176-00 |
| Primary APN | 045-0003-0176-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,021 sqft |
| 2nd Floor Area | 1,071 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Basement Area | 1,012 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Porch | Open Frame Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 765 DELTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1983 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RM12 |
| Legal Description | CRN MICA ST & DELTA AV 0.24 AC LOT 27 SPENCER HILL SUB SEC 1 |
| Legal Subdivision | SPENCER HILL SUB |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 4900 |
765 Delta Ave, a residential property, is owned by a company that bought it in January 2022.
Source: Hamilton County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 415 BOND PL, 2C, CINCINNATI, OH 45206-1879 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 1, 2022 | Warranty Deed, Transfer |
| Jan 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 18, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Prior Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 20229429 |
| Deed Book / Page | 14591 / 1219 |
| Prior Transfer Date | Nov 4, 2020 |
| Prior Transfer Doc | 0000121478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 1, 2022 |
| Property Address | 765 DELTA AVE, CINCINNATI, OH 45226-1983 |
| Document Number | 0000022074 |
| Book / Page | 14614 / 2252 |
| Map Reference | MB 345 PG 40&41 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022-0022074 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 DELTA AVE, CINCINNATI, OH 45226-1983 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 26, 2022 |
| Property Address | 765 DELTA AVE, CINCINNATI, OH 45226-1983 |
| Document Number | 0000009429 |
| Book / Page | 14591 / 1219 |
| Map Reference | MB 345 PG 40&41 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022-0009429 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 DELTA AVE, CINCINNATI, OH 45226-1983 |
| Document Number | 0000009430 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-0009430 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 18, 2020 |
| Property Address | 765 DELTA AVE, CINCINNATI, OH 45226-1983 |
| Document Number | 0000121478 |
| Book / Page | 014298 / 001176 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 121478 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8725 INDIAN HILL RD CINCINNATI OH 452433709, CINCINNATI, OH 45243-3709 |
| Document Number | 121479 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 014298/001178 |
| Instrument | 121479 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 17, 2035 |
The 2025 property tax bill for 765 Delta Ave was $10,654, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,654.00 (+0.14%) | $167,650 (-) Land $49,609 Building $118,041 | $479,000 Land $141,740 Building $337,260 |
| 2024 | $10,639.00 (-0.18%) | $167,650 (-) Land $49,609 Building $118,041 | |
| 2023 | $10,658.00 (-1.24%) | $167,650 (+9.76%) Land $49,609 Building $118,041 | $479,000 Land $141,740 Building $337,260 |
| 2022 | $10,792.00 | $152,744 Land $47,072 Building $105,672 | |
| 2020 | $436,410 Land $134,490 Building $301,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 765 Delta Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 765 Delta Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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