765 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 765 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 926 sqft · built 1883
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2019)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-14-0031`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-14-0031`
Alternative APNs	`8176593` `204357`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	632 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Game Room	Game Room

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	204357
Street Address	765 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON HILLS ADD B40&45-49 LOT 18 BLK 2
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	2
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2009
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 COOK AVE E, SAINT PAUL, MN 55106-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage IDEAL CU
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI IDEAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	20194788095
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 10, 2022
Property Address	765 COOK AVE E, SAINT PAUL, MN 55106-3106
Document Number	0A04933530
Instrument Date	Dec 13, 2021
Instrument	A04933530
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 ENGLISH ST, VADNAIS HEIGHTS, MN 55110-5224

Mortgage

Document Number	0A04933504
Date	Feb 10, 2022
Instrument	A04933504

Lender

Name	IDEAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2019
Property Address	765 COOK AVE E, SAINT PAUL, MN 55106-3106
Document Number	0004788095
Instrument Date	Dec 10, 2019
Instrument	4788095
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 COOK AVE E ST PAUL MN 551063106, ST PAUL, MN 55106-3106

Mortgage

Document Number	4788096
Date	Dec 13, 2019
Instrument	4788096

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55109

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,900 (+3.39%) Land $25,000 Building $206,900	$231,900 (+3.39%) Land $25,000 Building $206,900
2025	$3,306.00 (+8.39%)
2023	$3,050.00 Homeowner's exemption	$224,300 Land $20,000 Building $204,300	$224,300 Land $20,000 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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