Bergen County and Ridgefield Borough property record for 765 Bruce St, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 1,942 sqft · built 1949 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,982 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-00204-0000-00014 |
| Primary APN | 49-00204-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,942 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4900018000000030 |
|---|---|
| Street Address | 765 BRUCE ST |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 100X100 31,32,33 |
| Legal Block | 204 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 45102 |
765 Bruce St is owned and occupied by two individuals who acquired it in October 2025.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 17, 2025 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0056231504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
| Document Number | 0056681187 |
|---|---|
| Date | Dec 6, 2025 |
| Book Page | 5668/1187 |
| Instrument | 2025084323 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 17, 2025 |
| Property Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
| Document Number | 0056231504 |
| Book / Page | 5623 / 1504 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025070749 |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
| Name | Verified Name |
|---|---|
| Address | 765 BRUCE ST, RIDGEFIELD, NJ 07657-1232 |
The 2025 property tax bill for 765 Bruce St was $11,982, up 8.8% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,500 (+0.88%) Land $447,300 Building $266,200 | $713,500 (+0.88%) Land $447,300 Building $266,200 | |
| 2025 | $11,982.00 (+8.79%) | $707,300 Land $444,800 Building $262,500 | $707,300 Land $444,800 Building $262,500 |
| 2024 | $11,014.00 | ||
| 2023 | $641,100 Land $404,800 Building $236,300 | $641,100 Land $404,800 Building $236,300 | |
| 2022 | $10,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 Bruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2018–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 765 Bruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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