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765 Ackley Rd, Cincinnati, OH 45255 Property Records

Hamilton County property record for 765 Ackley Rd, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,872 sqft · built 1969
Lot Size0.285 acres (12,415 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jun 2022)
Tax Bill$8,205 (2025)
Deeds & MortgagesJun 2022 Sale & Line of Credit
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN500-0190-0233-00

Property Details

APN / Parcel Number

Primary APN500-0190-0233-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area936 sqft
Basement Area936 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions159 ft deep x 83 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address765 ACKLEY RD
CityCINCINNATI
StateOH
Zip45255-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACKLEY RD 83.53 X 159.09 IRR LOT 29 BRITNEY ACS SUB BLK A PT 6
Legal SubdivisionBRITNEY ACS SUB
Legal BlockA
Legal Lot Number29
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3003
Census Tract25103

Owner

Source: Hamilton County records · APN 500-0190-0233-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Survivorship Deed, Transfer · Line of Credit
GUARANTEED RATE INC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Aug 28, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR
Apr 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Jun 11, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Document Number0000063124
Deed Book / Page14696 / 951
Record UpdatedJun 08, 2026

June 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateJun 27, 2022
Property Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
Document Number0000063124
Book / Page14696 / 951
Map ReferenceMB 23 PG 25&26
Instrument DateApr 29, 2022
Instrument2022-0063124
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address765 ACKLEY RD, CINCINNATI, OH 45255-4522

Mortgage

Document Number0000063125
DateJun 27, 2022
Instrument2022-0063125
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
Document Number0000115854
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address765 ACKLEY RD CINCINNATI OH 452554522, CINCINNATI, OH 45255-4522

Mortgage

Document Number0000115854
DateNov 04, 2020
Book Page014289/000221
Instrument115854
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
Document Number0000079021
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address765 ACKLEY RD CINCINNATI OH 452554522, CINCINNATI, OH 45255-4522

Mortgage

Document Number0000079021
DateSep 16, 2019
Book Page014002/002436
Instrument79021
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 15, 2044
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
Document Number0000032143
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedJun 03, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address765 ACKLEY RD CINCINNATI OH 452554522, CINCINNATI, OH 45255-4522

Mortgage

Document Number0000032143
DateApr 29, 2019
Book Page013906/000873
Instrument32143
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueApr 28, 2046

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 11, 2018
Property Address765 ACKLEY RD, CINCINNATI, OH 45255-4522
Document Number0000009345
Map ReferenceMB23 PG25&26
Instrument DateJun 01, 2018
Instrument18-0049345
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care OfGUARDIAN SAVINGS BANK

Mortgage

Document Number0000009346
DateJun 11, 2018
Instrument18-0049346
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,205.00 (+2.9%)$131,250 (+%) Land $17,958 Building $113,292
2024$7,974.00 (+5.13%)$131,249 (-) Land $17,958 Building $113,291
2023$7,585.00 (+45.08%)$131,249 (+63.04%) Land $17,958 Building $113,291$375,000 (+63.04%) Land $51,310 Building $323,690
2022$5,228.00 Homeowner's exemption$80,500 Land $15,659 Building $64,841
2020$230,000 Land $44,740 Building $185,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimDec 1978 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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