765 A E Stover Rd, Iron Station, NC 28080 Property Records

Lincoln County property record for 765 A E Stover Rd, Iron Station, NC 28080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,372 sqft · built 1974
Lot Size	0.913 acres (39,770 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2017)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3653-10-4631`

Property Details

APN / Parcel Number

Primary APN	`3653-10-4631`
Alternative APNs	`212058` `27406`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Basement Area	890 sqft
Finished Basement	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Concrete
Lot Area	39,770 sqft (0.913 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	212058
Street Address	765 A E STOVER RD
City	IRON STATION
State	NC
Zip	28080-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	BESSIE FORNEY LD-HM
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1013
Census Tract	71001

Owner

Source: Lincoln County records · APN 3653-10-4631

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	765 A E STOVER RD, IRON STATION, NC 28080-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2017 · Amount on Record
Deed Sale	Apr 04, 2017 · Amount on Record
Deed Document Number	2017560986
Deed Book / Page	2656 / 908
Record Updated	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 04, 2017
Property Address	765 A E STOVER RD, IRON STATION, NC 28080-8768
Document Number	2656908
Book / Page	002656 / 000908
Instrument Date	Apr 04, 2017
Instrument	560986
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 A E STOVER RD IRON STATION NC 280808768, IRON STATION, NC 28080-8768

Mortgage

Document Number	2656911
Date	Apr 04, 2017
Book Page	002656/000911
Instrument	560987

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (+1.39%)	$212,024 (-) Land $25,686 Building $186,338	$212,024 (-) Land $25,686 Building $186,338
2023	$1,443.00	$212,024 Land $25,686 Building $186,338	$212,024 Land $25,686 Building $186,338

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.