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765 4th Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 765 4th Ave, Pontiac, MI 48340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 992 sqft · built 1962
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Jan 2022)
Tax Bill$2,040 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64-14-16-426-028

Property Details

APN / Parcel Number

Primary APN64-14-16-426-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area789 sqft
Basement Area789 sqft
Unfinished Basement789 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2021
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area287 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address765 4TH AVE
CityPONTIAC
StateMI
Zip48340-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R10E, SEC 16 JOSLYN GARDEN'S SUB LOT 57
Legal Range10E
Legal Township03N
Legal Section16
Legal SubdivisionJOSLYN GARDEN'S
Legal Lot Number57
JurisdictionOAKLAND MI
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2004
Census Tract141400

Owner

765 4th Ave is owned and occupied by an individual who bought it in January 2022.

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address765 4TH AVE, PONTIAC, MI 48340-2029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2022 · Amount on File
Deed SaleJan 27, 2022 · Amount on File
Prior SaleFeb 17, 2012 · Amount on File
Deed Document Number2022305097
Deed Book / Page57358 / 36
Prior Transfer DateFeb 18, 2015
Prior Transfer Doc0000036175
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 27, 2022
Property Address765 4TH AVE, PONTIAC, MI 48340-2029
Document Number0000305097
Book / Page57358 / 36
Map ReferenceLB 27 PG 23
Instrument DateDec 16, 2021
Instrument305097
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyTITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4281 SAGINAW TRL, WATERFORD, MI 48329-3663

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 4TH AVE, PONTIAC, MI 48340-2029
InvestorPossibly a Property Investor

Mortgage

Document Number0005735839
DateJan 27, 2022
Instrument57358/39
Lender
NameWESCOM CENTRAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 765 4th Ave was $2,040 with a homeowner's exemption, down 5.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityPontiac City
Unified School DistrictPontiac City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,040.00 (-5.73%) Homeowner's exemption$67,650$135,300
2024$2,164.00
2023$55,760$111,520
2021$958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 765 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 765 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTIAC
serves 63,776 people · EPA ID MI0005440
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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