765 12th St, Ogden, UT 84404 Property Records

Weber County property record for 765 12th St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,138 sqft · built 1922
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,239 (Feb 2024)
Tax Bill	$2,745 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-027-0019`

Property Details

APN / Parcel Number

Primary APN	`13-027-0019`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	765 12TH ST
City	OGDEN
State	UT
Zip	84404-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE BASE AND MERIDIAN, U.S. SURVEY:
Legal Range	01W
Legal Township	06N
Legal Section	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	5
Census Block	5001
Census Tract	200500

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	765 12TH ST, OGDEN, UT 84404-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage MOUNTAIN AMERICA FCU
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Sep 27, 2017	Deed of Trust, Mortgage AMERICA FIRST FCU
Nov 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Aug 12, 2008 · Amount on Record
Deed Document Number	20243316103
Prior Transfer Date	Apr 28, 1998
Prior Transfer Doc	0001553730
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Feb 29, 2024
Property Address	765 12TH ST, OGDEN, UT 84404-5806
Document Number	0003316103
Instrument Date	Feb 26, 2024
Instrument	3316103
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	TRULY TITLE INC - UTAH, TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	765 12TH ST, OGDEN, UT 84404-5806
Investor	Possibly a Property Investor

Mortgage

Document Number	0003316111
Date	Feb 29, 2024
Instrument	3316111

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	765 12TH ST, OGDEN, UT 84404-5806
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003246448
Date	Jul 19, 2022
Instrument	3246448

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	765 12TH ST, OGDEN, UT 84404-5806
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003226153
Date	Mar 25, 2022
Instrument	3226153

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	765 12TH ST, OGDEN, UT 84404-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002880924
Date	Sep 27, 2017
Instrument	2880924

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	765 12TH ST, OGDEN, UT 84404-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003013940
Date	Nov 1, 2019
Instrument	3013940

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 30, 2029

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,745.00 (-0.62%)	$416,315 (+2.81%) Land $112,439 Building $303,876	$416,315 (+2.81%) Land $112,439 Building $303,876
2025	$2,762.00 (+20.93%)	$404,938 (+122.43%) Land $112,439 Building $292,499	$404,938 (+22.34%) Land $112,439 Building $292,499
2023	$2,284.00	$182,050 Land $57,333 Building $124,717	$331,000 Land $104,242 Building $226,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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