7649 Cloudy Bay Ct, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 7649 Cloudy Bay Ct, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,809 sqft · built 2004
Lot Size	0.16 acres (6,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Jul 2021)
Tax Bill	$10,820 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090-511-11-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-511-11-0000`
Alternative APN	`0227542110000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area
Gross Area	3,435 sqft
1st Floor Area	1,532 sqft
2nd Floor Area	1,277 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,987 sqft (0.16 acres)
View / Lot	Valley
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7649 CLOUDY BAY CT
City	RANCHO CUCAMONGA
State	CA
Zip	91739-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16372 LOT 11 BOOK 297 PAGE 19
Legal Subdivision	TRACT NO 16372
Legal Tract	16372
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	2048

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 13, 2021	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Jul 13, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Aug 25, 2004 · Amount on Record
Deed Document Number	2021315843
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2021
Property Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839
Document Number	0000315841
Map Reference	MB 297 PG 19-25
Instrument Date	Jul 13, 2021
Instrument	2021-0315841
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7683 COVEY RUN CT, RANCHO CUCAMONGA, CA 91739-8841

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2021
Property Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839
Document Number	0000315843
Map Reference	MB 297 PG 19-25
Instrument Date	Jun 17, 2021
Instrument	2021-0315843
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839

Mortgage

Document Number	0000315844
Date	Jul 13, 2021
Instrument	2021-0315844

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2021
Property Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839
Document Number	0000315842
Map Reference	MB 297 PG 19-25
Instrument Date	Mar 19, 2021
Instrument	2021-0315842
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7649 CLOUDY BAY CT, RANCHO CUCAMONGA, CA 91739-8839

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$871,358 (+2%) Land $303,081 Building $568,277
2025	$10,820.00 (+5.1%) Homeowner's exemption	$854,272 (+4.04%) Land $297,138 Building $557,134
2023	$10,295.00 (+1.27%) Homeowner's exemption	$821,100 Land $285,600 Building $535,500
2022	$10,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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