Emmet County property record for 7649 Charlevoix Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jul 2011) |
| Tax Bill | $1,103 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-07-100-006 |
| Primary APN | 13-18-07-100-006 |
|---|
| Lot Area | 59,677 sqft (1.37 acres) |
|---|
| Street Address | 7649 CHARLEVOIX RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT R-2B |
| Legal Description | PT OF SW 1/4 OF NW 1/4 OF SECTION 7, COM AT INT OF N/S BDY LN BET EMMET & CHARLEVOIX CTY WITH CTR LN OF OLD US 31 AS NOW LAID |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 07 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970600 |
7649 Charlevoix Rd is owned and occupied by an individual who bought it in July 2011.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7649 CHARLEVOIX RD, PETOSKEY, MI 49770-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2011 · Amount on File |
| Deed Sale | Jul 6, 2011 · Amount on File |
| Prior Sale | Jul 6, 2011 · Amount on File |
| Deed Book / Page | 1136 / 84 |
| Prior Transfer Date | Jun 30, 2011 |
| Prior Transfer Doc | 1136/84 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 7649 CHARLEVOIX RD, PETOSKEY, MI 49770-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001206/0000000327 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 0000001206/0000000327 |
| Instrument | 000005159221 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 112 Months |
| Due | Jan 1, 2028 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,600 (+9.78%) Land $133,600 | $267,200 (+9.78%) Land $267,200 | |
| 2025 | $121,700 Land $121,700 | $243,400 Land $243,400 | |
| 2024 | $1,103.00 | ||
| 2023 | $100,400 Land $100,400 | $200,800 Land $200,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7649 Charlevoix Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7649 Charlevoix Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY SHORE ESTATES private · serves 208 people · EPA ID MI0040128 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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