7648 Stemhart Ln, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7648 Stemhart Ln, Hanover, MD 21076

Property Summary

Property Type	Condominium
Details	2,796 sqft · built 2020
Lot Size	0.064 acres (2,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$486,000 (Sep 2022)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-927-90251941`

Property Details

APN / Parcel Number

Primary APN	`04-927-90251941`
Alternative APNs	`4-927-90251941` `92790251941`

Interior

Building Area	2,796 sqft Living Area
1st Floor Area	2,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	2,796 sqft (0.064 acres)

Location & Zoning

Account Number	92790251941
Street Address	7648 STEMHART LN
City	HANOVER
State	MD
Zip	21076-2333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 52 THE VILLAGE AT ARUNDEL M
Legal Subdivision	THE VILLAGE AT ARUNDEL M
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	740108

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4594 VALLEY VIEW OVERLOOK, ELLICOTT CITY, MD 21042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed, Transfer · Conventional Mortgage BAYFIRST NATIONAL BANK
Mar 11, 2022	Intrafamily Transfer, Transfer
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 25, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Book / Page	39117 / 453
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0384680479
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 15, 2022
Property Address	7648 STEMHART LN, HANOVER, MD 21076-2333
Document Number	0391170453
Book / Page	39117 / 453
Map Reference	MB 134 PG 20&21
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4594 VALLEY VIEW OVERLOOK, ELLICOTT CITY, MD 21042

Mortgage

Document Number	0039117460
Date	Sep 15, 2022
Instrument	39117/460

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 11, 2022
Property Address	7648 STEMHART LN, HANOVER, MD 21076-2333
Document Number	0384680479
Book / Page	38468 / 479
Map Reference	MB 134 PG 20&21
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7648 STEMHART LN, HANOVER, MD 21076-2333

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7648 STEMHART LN, HANOVER, MD 21076-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST EXCEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7648 STEMHART LN, HANOVER, MD 21076-2333

Mortgage

Document Number	0354170381
Date	Oct 16, 2020
Book Page	35417/381

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 25, 2020
Property Address	7648 STEMHART LN, HANOVER, MD 21076-2333
Document Number	0342400357
Book / Page	34240 / 357
Map Reference	MB 134 PG 20&21
Instrument Date	Jan 30, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,306.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14200 PARK MEADOW DR STE 100, 14200, CHANTILLY, VA 20151-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7648 STEMHART LN, HANOVER, MD 21076-2333

Mortgage

Document Number	34240365
Date	Feb 25, 2020
Instrument	34240/365

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,967 (+0.98%)	$489,300 (+2.95%) Land $244,600 Building $244,700
2025	$5,641.00 (-0.11%)	$475,300 (-) Land $237,600 Building $237,700	$475,300 (-) Land $237,600 Building $237,700
2024	$5,647.00 (+8.81%)
2023	$5,190.00	$475,300 Land $237,600 Building $237,700	$475,300 Land $237,600 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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