Contra Costa County property record for 7648 Stellaria Ln, San Ramon, CA 94582
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,684 sqft · built 2000 |
| Lot Size | 0.162 acres (7,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,290,000 (Dec 2023) |
| Tax Bill | $17,064 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-090-054-8 |
| Primary APN | 222-090-054-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 850 sqft |
| 2nd Floor Area | 834 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Lot Area | 7,071 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 7648 STELLARIA LN |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-5037 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | T8105 L54 |
| Legal Subdivision | SUBDIVISION 8105 |
| Legal Tract | 8105 |
| Legal Lot Number | 54 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 345112 |
7648 Stellaria Ln, a townhouse, is owned and occupied by two individuals who bought it in December 2023.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Mar 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 14, 2023 | Grant Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jun 15, 2017 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Prior Sale | Jun 15, 2017 · Amount on File |
| Deed Document Number | 2023132358 |
| Prior Transfer Date | Jul 24, 2013 |
| Prior Transfer Doc | 0000186265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000114613 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025- 114613 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Address | 2515 MCKINNEY AVE STE 1700, DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000023844 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 2025- 023844 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD, WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 14, 2023 |
| Property Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000132358 |
| Map Reference | MB 406 PG 24 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-132358 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000132359 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-132359 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000238902 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-238902 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 15, 2017 |
| Property Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000106783 |
| Map Reference | MAP406 PG24 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 2017-106783 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7648 STELLARIA LN, SAN RAMON, CA 94582-5037 |
| Document Number | 0000106784 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 2017-106784 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Number | 0000106785 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 2017-106785 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7648 Stellaria Ln was $17,064 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,179,000 (-10.4%) Land $722,023 Building $456,977 | |
| 2025 | $17,064.00 Homeowner's exemption | $1,315,800 Land $805,800 Building $510,000 |
| 2023 | $12,726.00 (+1.32%) Homeowner's exemption | $923,646 Land $490,827 Building $432,819 |
| 2022 | $12,560.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7648 Stellaria Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7648 Stellaria Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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