7648 Ridge Rd, Newcastle, CA 95658 Property Records

Placer County property record for 7648 Ridge Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,130 sqft · built 1988
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Apr 2021)
Tax Bill	$10,390 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-211-026-000`

Property Details

APN / Parcel Number

Primary APN	`031-211-026-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,130 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	209,088 sqft
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7648 RIDGE RD
City	NEWCASTLE
State	CA
Zip	95658-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	4.8 A SEC 23 12 7
Legal Range	7E
Legal Township	12N
Legal Section	23
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3005
Census Tract	20501

Owner

7648 Ridge Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 12, 2019	Grant Deed, Transfer · Conventional Mortgage SCHOOLS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	202156922
Prior Transfer Date	Jan 20, 2003
Prior Transfer Doc	0000011330
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 26, 2021
Property Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800
Document Number	0000056922
Instrument Date	Apr 17, 2021
Instrument	2021-0056922
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800

Mortgage

Document Number	0000056923
Date	Apr 26, 2021
Instrument	2021-0056923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800

Mortgage

Document Number	0000098119
Date	Sep 9, 2020
Instrument	2020-0098119

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 12, 2019
Property Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800
Document Number	0000058106
Instrument Date	Aug 7, 2019
Instrument	2019-0058106
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7648 RIDGE RD, NEWCASTLE, CA 95658-9800

Mortgage

Document Number	0000058107
Date	Aug 12, 2019
Instrument	2019-0058107

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7648 Ridge Rd was $10,390.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,191 (+2%) Land $303,621 Building $695,570
2025	$10,390.00	$979,600 Land $297,668 Building $681,932
2023	$9,966.00 (-2.02%)	$913,315 Land $277,500 Building $635,815
2022	$10,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7648 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7648 Ridge Rd is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T, Succeed.Net.

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