7648 Germander Ln, Indianapolis, IN 46237 Property Records

Marion County property record for 7648 Germander Ln, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,488 sqft · built 1990
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Feb 2020)
Tax Bill	$3,962 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-15-16-108-007.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-15-16-108-007.000-500`
Alternative APN	`5033645`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,206 sqft
2nd Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	144 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	5033645
Old Parcel Number	5033645
Street Address	7648 GERMANDER LN
City	INDIANAPOLIS
State	IN
Zip	46237-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC FARLAND FARMS SEC 6 L298
Legal Range	04
Legal Township	14
Legal Section	16
Legal Subdivision	MC FARLAND FARMS SEC 6
Legal Lot Number	298
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4015
Census Tract	380902

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7648 GERMANDER LN, INDIANAPOLIS, IN 46237-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jan 30, 2020	Deed of Trust, Mortgage FIRST OPTION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	A202000013053
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7648 GERMANDER LN, INDIANAPOLIS, IN 46237-3710
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114443
Date	Oct 19, 2022
Instrument	A202200114443

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7648 GERMANDER LN, INDIANAPOLIS, IN 46237-3710
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146111
Date	Dec 10, 2020
Instrument	A202000146111

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7648 GERMANDER LN, INDIANAPOLIS, IN 46237-3710
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CHICAGO TITLE AVON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7648 GERMANDER LN INDIANAPOLIS IN 462373710, INDIANAPOLIS, IN 46237-3710

Mortgage

Document Number	13054
Date	Feb 5, 2020
Instrument	13054

Lender

Name	FIRST OPTION MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339-3024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,962.00 (+6.82%) Homeowner's exemption	$310,600 (+8.83%) Land $33,700 Building $276,900	$310,600 (+8.83%) Land $33,700 Building $276,900
2022	$3,709.00 Homeowner's exemption	$285,400 Land $33,700 Building $251,700	$285,400 Land $33,700 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Spectrum, Verizon.

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