Santa Clara County property record for 7648 Galloway Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,528 sqft · built 2007 |
| Lot Size | 0.148 acres (6,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Dec 2023) |
| Tax Bill | $18,785 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2025 Mortgage + 7 more |
| Flood Zone | Zone D (undetermined) |
| APN | 810-77-058 |
| Primary APN | 810-77-058 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,528 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| 2nd Floor Area | 1,692 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 6,435 sqft (0.148 acres) |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7648 GALLOWAY CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1A |
| Legal Description | TRACT 9701 CREEKSIDE AT EAGLE RIDGE BOOK 790 PAGE 7 PAGE 15 LOT 115 |
| Legal Subdivision | CREEKSIDE AT EAGLE RIDGE |
| Legal Tract | 9701 |
| Legal Lot Number | 115 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 512200 |
7648 Galloway Ct is owned and occupied by two individuals who bought it in December 2023.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 7, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Dec 22, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Dec 22, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Dec 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on File |
| Deed Sale | Dec 7, 2023 · Amount on File |
| Prior Sale | Jul 28, 2009 · Amount on File |
| Deed Document Number | 202325572480 |
| Prior Transfer Date | Dec 10, 2020 |
| Prior Transfer Doc | 0024758539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0025927718 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 25927718 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0025876852 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 25876852 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0025628911 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 25628911 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 7, 2023 |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0025572480 |
| Map Reference | MB 790 PG 7-15 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 25572480 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0025572481 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 25572481 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024482508 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 24482508 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0024758541 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 24758541 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7648 GALLOWAY CT GILROY CA 950202659, GILROY, CA 95020-2659 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0024758538 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 24758538 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7648 GALLOWAY CT GILROY CA 950202659, GILROY, CA 95020-2659 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0024758539 |
| Map Reference | MB 790 PG 7-15 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 24758539 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0024758540 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 24758540 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7648 GALLOWAY CT, GILROY, CA 95020-2659 |
| Document Number | 0024514681 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7648 GALLOWAY CT GILROY CA 950202659, GILROY, CA 95020-2659 |
| Document Number | 0024514681 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 24514681 |
| Name | CFBANK NA |
|---|---|
| Address | WORTHINGTON, OH 43085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
The 2025 property tax bill for 7648 Galloway Ct was $18,785, up 1.6% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,568,280 (+2.5%) Land $780,300 Building $787,980 | |
| 2025 | $18,785.00 (+1.59%) | $1,530,000 Land $765,000 Building $765,000 |
| 2024 | $18,491.00 (+75.8%) | |
| 2023 | $10,518.00 (+1.67%) Homeowner's exemption | $843,661 Land $506,198 Building $337,463 |
| 2022 | $10,345.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7648 Galloway Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7648 Galloway Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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