76475 Spot St, Oakridge, OR 97463 Property Records

Lane County property record for 76475 Spot St, Oakridge, OR 97463

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,631 sqft · built 1939
Lot Size	0.208 acres (9,038 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Apr 2022)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-35-17-23-04500-000`

Property Details

APN / Parcel Number

Primary APN	`21-35-17-23-04500-000`
Alternative APNs	`2135172304500` `0960979`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,219 sqft
Attic	Attic
Attic Area	412 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,038 sqft (0.208 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0960979
Street Address	76475 SPOT ST
City	OAKRIDGE
State	OR
Zip	97463-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 04500
Legal Range	35
Legal Township	21
Legal Section	17
Legal Subdivision	MIDDLE FORK
Legal Block	2
Legal Lot Number	4500
Jurisdiction	LANE OR
Township / Civil Division	OAKRIDGE
Census Block Group	3
Census Block	3020
Census Tract	1500

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Apr 14, 2022	Warranty Deed, Transfer · ARM OMT MORTGAGE LLC
Mar 11, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	202216964
Prior Transfer Date	Jan 5, 2001
Prior Transfer Doc	0000001511
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713

Mortgage

Document Number	0000005528
Date	Feb 23, 2026
Instrument	2026-005528

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	GLENDALE, CA 91203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 14, 2022
Property Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713
Document Number	0000016964
Map Reference	MB 11 PG 11
Instrument Date	Apr 12, 2022
Instrument	2022-016964
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713

Mortgage

Document Number	0000016965
Date	Apr 14, 2022
Instrument	2022-016965

Lender

Name	OMT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Margin	2
Max Rate	8.62%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 11, 2020
Property Address	76475 SPOT ST, OAKRIDGE, OR 97463-9713
Document Number	0000012227
Instrument Date	Mar 3, 2020
Instrument	12227
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76475 SPOT ST OAKRIDGE OR 974639713, OAKRIDGE, OR 97463-9713

Mortgage

Document Number	12228
Date	Mar 11, 2020
Instrument	12228

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Oakridge City
Unified School District	Oakridge School District 76 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00 (+5.81%) Veteran's exemption	$189,872 (+6.09%)	$332,591 (+0.92%) Land $32,278 Building $300,313
2023	$2,462.00 (+4.32%) Veteran's exemption	$178,973 (+3%)	$329,543 (+6.22%) Land $28,178 Building $301,365
2022	$2,360.00 Veteran's exemption	$173,761	$310,243 Land $27,796 Building $282,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKRIDGE serves 3,200 people · EPA ID OR4100582
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	14 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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