Cabarrus County property record for 7646 Windsor Forest Pl, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,900 sqft · built 2003 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2018) |
| Tax Bill | $4,120 (2023) |
| Deeds & Mortgages | Jan 2017 Line of Credit Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01016F0061.000000 |
| Primary APN | 01016F0061.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 5,612 sqft |
| 1st Floor Area | 1,428 sqft |
| Upper Floors Area | 1,472 sqft |
| Basement Area | 1,412 sqft |
| Unfinished Basement | 1,412 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 244 ft deep x 74 ft wide |
| Garage Type | Mixed |
| Garage Area | 599 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 180 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 124804 |
|---|---|
| Street Address | 7646 WINDSOR FOREST PL |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-6504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT 61 WINDSOR FOREST |
| Legal Subdivision | WINDSOR FOREST |
| Legal Lot Number | 61 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 41505 |
7646 Windsor Forest Pl is owned and occupied by two individuals who bought it in July 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7646 WINDSOR FOREST PL, HARRISBURG, NC 28075-6504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 31, 2018 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Prior Sale | Apr 24, 2003 · Amount on File |
| Deed Book / Page | 13114 / 269 |
| Prior Transfer Date | Apr 23, 2011 |
| Prior Transfer Doc | 10327146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 7646 WINDSOR FOREST PL, HARRISBURG, NC 28075-6504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012332286 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 12332/0286 |
| Instrument | 12332-0286 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, NC 28075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 7646 WINDSOR FOREST PL, HARRISBURG, NC 28075-6504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0013252109 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 13252/0109 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 7646 WINDSOR FOREST PL, HARRISBURG, NC 28075-6504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001518853 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 15188/53 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 7646 WINDSOR FOREST PL, HARRISBURG, NC 28075-6504 |
| Document Number | 0013114269 |
| Book / Page | 13114 / 0269 |
| Map Reference | MB38 PG8 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 CROWN POINT RD, 205, GREENVILLE, NC 27858-6216 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0013114271 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 13114/271 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2033 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,800 (-) Land $100,000 Building $454,800 | ||
| 2025 | $554,800 Land $100,000 Building $454,800 | ||
| 2024 | $554,800 (+58.23%) Land $100,000 Building $454,800 | ||
| 2023 | $4,120.00 | $350,620 Land $70,000 Building $280,620 | $350,620 Land $70,000 Building $280,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7646 Windsor Forest Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7646 Windsor Forest Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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