7646 NW Millcreek Dr, Cameron, MO 64429 Property Records

Caldwell County property record for 7646 NW Millcreek Dr, Cameron, MO 64429

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,109 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-8-27-3.02`

Property Details

APN / Parcel Number

Primary APN	`04-8-27-3.02`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Attic	Attic
Attic Area	420 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7646 NW MILLCREEK DR
City	CAMERON
State	MO
Zip	64429-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-57-29 A TRACT BEG NE COR W 1/2 NE NW, SEC 27, TH., S 750', W 291', N 750', E 291' TO THE POB
Jurisdiction	CALDWELL MO
Township / Civil Division	KIDDER
Census Block Group	1
Census Block	1245
Census Tract	950202

Owner

Source: Caldwell County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7646 NW MILLCREEK DR, CAMERON, MO 64429-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	7646 NW MILLCREEK DR, CAMERON, MO 64429-8622
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7646 NW MILLCREEK DR, CAMERON, MO 64429-8622

Mortgage

Document Number	00100/5460
Date	Feb 10, 2023
Book Page	100/5460
Instrument	64699

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 8, 2029
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	Other
Max Rate	10.8%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Kidder Township
Unified School District	Cameron R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,720 (+10.07%) Land $4,180 Building $32,540	$193,280 (+10.08%) Land $22,000 Building $171,280
2024	$2,109.00
2023		$33,360 Land $4,180 Building $29,180	$175,580 Land $22,000 Building $153,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON COUNTY PWSD 3 serves 3,722 people · EPA ID MO1024155
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Mercury Fiber.

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